Office Christmas opening times.

The office is open during the following times over the Christmas holidays. Friday 22nd December:  9.00 am to 5.00 pm Saturday 23rd December: Closed Sunday 24th December: Closed Monday 25th December: Closed Tuesday 26th December: Closed Wednesday 27th December: 9.00 am to 3.30 pm Thursday 28th December: 9.00 am to 3.30 pm Friday 29th December: [...]

2018-02-21T15:50:22+01:00 December 21st, 2017|News|

The New State Pension. How much will you receive?

By Rachel Efetha, Chartered Financial Adviser. You’ll be able to claim the new State Pension if you’re a man born on or after 6 April 1951 or a woman born on or after 6 April 1953. If you were born earlier than that, you’ll get your pension under the old rules. To qualify, you need to [...]

2018-02-21T15:50:23+01:00 December 18th, 2017|News|

Exam success for Tracey.

Congratulations to Tracey Foster on passing her exam. Tracey, who heads up our Birmingham office based in Snow Hill Queensway, Birmingham, recently passed the Chartered Insurance Institute (CII) Pension planning (AF3) exam. This is one of the units in the Advanced Diploma in Financial Planning. The objective of this exam is to develop in-depth financial planning skills [...]

2018-08-22T14:58:08+01:00 December 12th, 2017|News|

Defined Benefits Pension Schemes.

The pros and cons of possible transfers. The introduction of pension freedoms in 2015 has given you much more choice over what can be done with your pension. However, this freedom only applies to Defined Contribution (DC) schemes, not Defined Benefit (Final Salary) schemes. For this reason, some savers in Defined Benefit (DB) schemes are [...]

2018-02-21T15:50:25+01:00 December 5th, 2017|News|

Venture Capital Trusts and Enterprise Investment Schemes

Should they be included in your retirement portfolio? As retirement planning becomes increasingly more complicated, holding Venture Capital Trusts (VCT's) or  Enterprise Investment Schemes (EIS's) in your portfolio may prove beneficial. Venture Capital Trusts. VCTs are companies that are listed on the London Stock Exchange. They are run by a fund manager and aim to [...]

2018-08-21T16:07:56+01:00 December 5th, 2017|News|

Equity Release. Is it the right choice for you?

For many of us, our home is our most valuable asset. If you are over the age of 55 then it can be a way to access the equity tied up in it and have more cash to spend on everyday living and enjoyment.  There are currently two equity release options: Lifetime Mortgage. This is [...]

2018-02-21T15:50:26+01:00 December 4th, 2017|News|

Credit score and how to improve yours.

It’s important that you check and manage your credit score regularly. Why, you might ask? Well, it can affect your ability to borrow money or access financial products such as mortgages, loans and credit cards. So what is a credit score? It is financial information held about you on a credit report, also known as [...]

2018-02-21T15:50:26+01:00 December 1st, 2017|News|