Mortgage borrowing into retirement. Should you?

Over the last few years, mortgage lenders have become more amenable to older borrows who are moving into retirement. We have seen mortgage rates improve and there's now greater flexibility in the products available. Traditional mortgage lenders are now will to extend the borrowing term of the mortgage beyond state pension age. The requirement that [...]

2018-04-13T14:20:02+01:00 April 30th, 2018|News|

Protecting your family. A personal story.

By Rachel Efetha, Chartered Financial Planner based in Bedford. Last year I took part in the Prudential Ride London 100-mile bike ride and took the opportunity to raise money for Bowel Cancer UK.  The reason I chose this particular charity is because a friend of friends, Mark, who I had met from time to time [...]

2018-04-13T16:53:23+01:00 April 23rd, 2018|News|

Enterprise Investment Scheme. What are they & do you need one?

I am often asked about Enterprise Investment Scheme (EIS). Often people are aware that they are a way of saving tax but are not sure if they are right for them. So here is a simple, straightforward guide. The Enterprise Investment Scheme is a tax- efficient investment that was introduced by the Government back in [...]

2018-04-05T17:20:04+01:00 April 19th, 2018|News|

Housing wealth could be the key to comfortable retirement.

Couple planning their retirement People retiring over the last twenty years, have on average, seen enormous rises in the value of their homes. Figures show that house prices have risen in England by 42% in the last twelve years alone. These figures highlight that your home could be an obvious asset to tap [...]

2018-04-23T09:49:48+01:00 April 16th, 2018|News|

Equity Release. The top 3 questions that are asked.

By John Cossons, Equity Release Adviser. When I first talk to clients about equity release they generally have three main concerns. 1.I don’t want to lose ownership of my house. Taking out a Lifetime Mortgage does not affect the ownership of your home. The property remains yours and the mortgage, plus any accrued interest, only [...]

2018-04-17T10:48:34+01:00 April 12th, 2018|News|

Dementia care training for the Team.

We today had a presentation by our colleague Rachel Efetha. Rachel has recently undergone training through the Alzheimer's Society on raising awareness about Dementia. The presentation was interactive and even included a game of Bingo! The presentation reminded us of these five key messages: Dementia is not a natural part of ageing Dementia is caused [...]

2019-05-10T15:26:39+01:00 April 11th, 2018|Community, News|

Cash Flow Modelling. Planning for a secure financial future.

Planning for a secure financial future.  It’s very helpful to build a detailed plan to create a picture of your finances now and in the future. Cash Flow Modelling is a way to assist you in making informed decisions over the years to help achieve your long-term objective of a secure financial future. At Anstee [...]

2018-04-05T14:17:45+01:00 April 9th, 2018|News|

Dementia Friends. Training for your staff.

Training for you and your staff. A Dementia Friend is someone who learns a little about what it is like to live with dementia and then turns that understanding into action, for instance, signing up to the Alzheimer’s Society’s campaigns to improve the lives of people with dementia or being more patient when out in [...]

2019-05-10T15:32:12+01:00 April 6th, 2018|Community, News|

Volatility is Back. Investing in a volatile market

Investing in a volatile market Recently the markets have been more volatile and this often causes concern to investors who do not fully understand this complex subject. Volatility can be triggered by many events and is a normal part of investing and generally should not be feared.  However, market volatility is also a reminder that [...]

2018-04-04T15:18:28+01:00 April 5th, 2018|News|