Financial Education can be fun.

By Rachel Efetha, Chartered Financial Planner.  At University, the first thing I was told in my first lecture was that on day one of employment, I should start paying into a pension.  However, I was studying BA (Hons) Financial Services and learning about pensions was part of the syllabus.  I wonder how many engineering students [...]

2018-06-25T10:32:18+01:00 June 25th, 2018|News|

First time buyer. Is the Bank of Mum and Dad closed.

If you are a first time buyer looking to get a deposit together I am sure that you must have considered the Bank of Mum and Dad. For many this bank if often closed or running out of cash. Not all parents have funds saved up to help.  Recent figures show that parents gave their [...]

2018-06-13T15:58:45+01:00 June 21st, 2018|News|

Top marks to our Mortgage Adviser on his mortgage advice.

Congratulations to John “Bob” Cossons on receiving top marks from a national publication on the mortgage advice he gave. Each week a mystery shopper from the FT Adviser seeks advice from independent advisers in the UK.  The FT Adviser is part of the well-respected Financial Times Group of publications. The aim is to find out [...]

2018-06-14T09:08:43+01:00 June 14th, 2018|News|

Unable to repay your interest only mortgage? A lifetime mortgage may help.

The Financial Conduct Authority (FCA) recently estimated that there are around 2.6 million people with interest-only mortgages in the UK. These figures excluded buy-to-let mortgages. To help with this mortgage companies are coming up with some creative solutions. For many, equity release is still the best and most flexible solution. So what is equity release? [...]

2018-06-12T09:55:53+01:00 June 11th, 2018|News|

Mortgage dos and don’ts for the self-employed.

If you are self-employed and looking to renew or take out a new mortgage then follow these eight top tips to ensure that you get the best mortgage for you. It’s important if you are looking to get the best deal that you start planning well before you need the mortgage. The financial advice below [...]

2018-06-06T16:25:22+01:00 June 6th, 2018|News|

A mortgage that you never need to repay.

Over the last few months, a number of mortgage lenders have announced interest-only mortgages designed for retired people. These interest-only mortgages will run until the death of the mortgage holder. Why is this happening? Traditional interest-only mortgages were popular in the Nineties and 2000s. Interest was coved monthly and additional funds were paid into a [...]

2018-05-31T20:51:35+01:00 June 1st, 2018|News|