Don’t put off making a will. Protect your loved ones.

Recent figures show that almost two-thirds of the United Kingdom population have not made a will. A will is a legal document that sets out your wishes regarding the distribution of your estate and the care of any children. It is the only way to ensure that your wishes are carried out after your death. [...]

2018-08-06T09:26:17+01:00 July 30th, 2018|News|

Equity Release and the social care challenge.

By Darren Amos, Independent Financial Adviser. On the 9th of July (which just happened to be my birthday) I jumped on a train south to London. On arrival, I headed straight to the Houses of Parliament in Westminster to attend a committee meeting arranged by the Equity Release Council. The meeting took place in Portcullis [...]

2018-07-23T17:07:38+01:00 July 26th, 2018|News|

Pensions – It’s never too late to save for your retirement.

By Rachel Efetha, Chartered Financial Planner. Whilst the 40 somethings parents and grandparents enjoyed a job for life and a pension from their employer based on the number of years service and their final salary, along with a state pension at 60 for women and 65 for men, most non public sector employees do not [...]

2018-07-06T11:12:52+01:00 July 23rd, 2018|News|

What do you know about your parent’s finances? Part three.

This is the third in a series of articles about the difficult questions you need to be asking your elderly parents. In the first article, we looked at the importance of ensuring that there is a financial plan in place and the need to have a record of your parent's assets. In the second we [...]

2018-07-06T11:11:17+01:00 July 19th, 2018|News|

Independent or Restricted financial advice – who cares?

By Tracey Foster, Independent Financial Adviser based in Birmingham. In February 2012, the Financial Services Authority (FSA), released a guidance consultation “Independent and restricted advice”. It described the new advice types that were later implemented through the Retail Distribution Review. Over the last few years, we have seen business models evolve using these different advice [...]

2018-07-06T12:24:45+01:00 July 16th, 2018|News|

What do you know about your parent’s finances? Part two.

This is the second of a series of articles about the difficult questions you need to be asking your elderly parents. In the first article, we looked at the importance of ensuring that there is a financial plan in place and the need to have a record of your parent's assets. As mentioned before this [...]

2018-07-02T16:30:23+01:00 July 12th, 2018|News|

Community: We had a “Cuppa For Cransley Hospice”.

At our quarterly meeting today we had a "Cuppa for Cransley Hospice". Cakes were made and sold by the team. In total £95.00 was raised from the event for Cransley Hospice. The hospice is based in Kettering, Northamptonshire and provides care for people with life-limiting illnesses. Later in the year, we will be holding our fourth annual "Charity [...]

2019-05-10T15:44:37+01:00 July 11th, 2018|Community, News|

Questions to ask your parents.

One of the most difficult conversations you will have is what plans have your parents made for their financial future. It’s a balancing act between your parents feeling that they are not losing financial control and you being aware that they have some form of plan in place. All this while still respecting their boundaries. [...]

2018-06-26T19:30:41+01:00 July 9th, 2018|News|

Questions to ask about your pension before retirement.

If you have a pension, do you know how much you have saved or more importantly what level of income will it produce for you in retirement? Have you reviewed those old pensions from past employers? If the answers “I’m not sure”, then follow these top tips. How many pensions have you got? So let’s [...]

2018-06-25T17:10:24+01:00 July 5th, 2018|News|