Husband and Wife Owner Managed Businesses

By Rachel Efetha, Chartered Financial Planner. Yesterday I visited two sets of completely unrelated new clients who are both in a very similar position. Both the husbands are tradesmen and both the wives run the office for them under a limited company. Both got in touch as their businesses were ticking along nicely and they [...]

2018-10-01T12:00:37+01:00 September 27th, 2018|News|

Are “Care Plans” a good way of capping, care fee costs?

Care Plans or to give them their technical name – Immediate needs annuities. These plans are designed to provide an income for life in exchange for a lump sum investment. The income is paid out regardless of how long the plan holder may live. These type of plans are only available to people who have [...]

2018-09-01T11:48:03+01:00 September 24th, 2018|News|

Later-life funding for long-term care.

With an ageing population, more people than ever are looking for ways to pay for later-life care. In this article, we will look at the options available and how we can help you with financial planning at what often is a difficult time. If you are not eligible for State funding you are referred to as  “self-funded”. [...]

2018-08-23T15:01:40+01:00 September 20th, 2018|News|

Recent retirement case study. Financial planning.

My colleagues are often asked, "…so what do you actually do as a financial planner”? Below is a recent retirement case study which I hope will demonstrate the work and value that an independent financial planner provides. Retirement case study. New clients contacted us regarding his pensions. They were very concerned about their interest-only mortgage, [...]

2018-11-20T09:57:54+01:00 September 17th, 2018|News|

Are you tempting fate by making a Will?

The Law Society estimates that one in three of us will die without a Will. Why? Many of us are superstitious and feel that it may be tempting fate. A Will is a legal document that sets out your wishes regarding the distribution of your estate and the care of any children. making one is [...]

2018-08-20T17:04:55+01:00 September 13th, 2018|News|

Flexi-access drawdown. Is it right for your pension?

Until about ten years ago most people bought an annuity with their pension "pots" on retirement. Over the years buying an annuity this has fallen out of favour. This has been due in part to the fact that many felt it was unfair that you needed to lock in your future pension returns at some [...]

2018-08-20T10:42:20+01:00 September 10th, 2018|News|

New team member Andie Derry

Welcome to new team member Andie Derry. Andie has joined us from Southfields School after completing her “A” levels. She will be part of the expanding Investment Client Support Team, based at the Kettering office. Her role will be to support the Paraplanners and Independent Financial Adviser (IFA's). While at Southfields School sixth form Andie [...]

2018-09-06T12:38:09+01:00 September 3rd, 2018|News|

Charity Lunch. Save the date: Friday 9th November 2018.

Why not join us at this charity lunch. This charity event will be held at Kettering Park Hotel on Friday 9th November 2018. Starting at 11.00 am and finishing around 3.00 pm. This will be a great event to bring friends, colleagues or clients to. The lunch will start with the opportunity to network over [...]

2019-05-10T15:51:09+01:00 September 3rd, 2018|Community, News|