Additional Permitted Subscription for ISA’s

By Samantha Clarke, Chartered Paraplanner with Anstee & Co. So, what is an "Additional Permitted Subscription" and how does it relate to an Individual Savings Account (ISA)? In 2015, the Additional Permitted Subscription (APS) was introduced which allows a surviving spouse or civil partner to be granted a one-off additional ISA allowance, without this amount [...]

2020-01-28T15:00:37+00:00January 30th, 2020|News|

Tax allowances. In the Chinese year of the “Rat”!

By Rachel Efetha, Chartered Financial Planner with Anstee & Co. Having just had the Chinese New Year on Saturday 25th January, the festival traditionally will last to February 8th, about 15 days in total. The dates change every year because the festival is based on the Chinese Lunar Calendar. This calendar is associated with the [...]

2020-01-21T15:44:15+00:00January 27th, 2020|News|

Lasting Power of Attorney: Will it give you peace of mind?

In this article, we will look at what a Lasting Power of Attorney is, what it does and why you should be considering drawing one up. So what is a Lasting Power of Attorney? A Lasting Power of Attorney (LPA), are legal documents that can be used to help you safeguard your financial future. A [...]

2020-01-21T15:26:16+00:00January 21st, 2020|News|

How much will it cost to buy your first house?

This guide will give you an indication of the major costs associated with buying your first house or flat in England. The processes and fees for Wales and Scotland are different. We will look at the cost of moving home, your deposit and solicitor fees. This guide will help you budget for these costs to [...]

2020-01-21T16:53:16+00:00January 21st, 2020|News|

Finding ‘The One’ in later life may prove expensive?

Getting remarried in later life can impact your financial plans. By contrast, younger people are now less likely to marry, while marriage rates for men over the age of 60 and women over the age of 50 are increasing. These figures show that people are also choosing to cohabit either as a forerunner to marriage [...]

2020-01-21T12:41:25+00:00January 21st, 2020|News|

“How do I get a divorce?” Don’t google it.

By Rachel Efetha, Chartered Financial Planning with Anstee & Co. Happy New Year!  Not so happy for some…  January is traditionally the month I write about divorce, given that Google is reporting a 230% increase on last month on ‘ how do I get a divorce ’.  Obviously, it’s important for divorcing couples to get [...]

2020-01-22T17:45:49+00:00January 20th, 2020|News|

Inheritance Tax: This is what you need to know.

By Samantha Clarke, Chartered Paraplanner with Anstee & Co. Inheritance Tax (IHT) is paid on the value of the assets that a person leaves behind when they die.  It can also apply to some gifts that are made before someone dies. If you are married or have a civil partner, you can leave the entire [...]

2020-01-22T17:44:28+00:00January 13th, 2020|News|

Credit score and how to improve yours.

You must check and manage your credit score regularly. Why you might ask? Well, it can affect your ability to borrow money or access financial products such as mortgages, loans and credit cards. So, what is a credit score? It is financial information held about you on a credit report, also known as your credit [...]

2019-11-07T15:53:59+00:00January 6th, 2020|News|