Socially Responsible Investment: What is it?

Socially Responsible Investment (SRI) aims to ensure that you as the investor can support companies that adhere to policies that meet your ethical views. You might also see references to "ethical", "green", "sustainable" or "ESG" (Environmental, Social and Governance). These all come under the broader umbrella of Socially Responsible Investing. Funds that offer SRI have [...]

2020-07-25T08:31:36+01:00April 30th, 2020|News|

Retirement planning: What if I live to 100?

Living well into and past your 90’s is a real possibility today. Life expectancy is certainly getting longer for both men and women. For some this sounds exciting, for others it’s a worry about how they will afford to live.  Whichever way you look at it, it certainly complicates things, especially your finances. That's why [...]

2020-04-16T12:11:43+01:00April 27th, 2020|News|

Should I continue to pay into my pension and investments?

By Rachel Efetha, Chartered Financial Planner. Should I continue to pay into my pension or investment ISA given the state of the stock market? My clients John & Lisa recently emailed me to say that they would like to pause their pension contributions given the global pandemic. I asked them if the pension payments were [...]

2020-04-21T10:05:57+01:00April 22nd, 2020|News|

Stock Market drops – lessons from history

Fear of the coronavirus outbreak has seen markets tumble over the last few weeks. The following article was sent to us by Hargraves Lansdown, which we would like to share with you. The article looks at what’s happened when markets have fallen in the past, the lessons we can learn and shares some practical tips [...]

2020-04-17T14:50:58+01:00April 20th, 2020|News|

Challenges of a later life divorce. We can help you.

Divorce for those over the age of 55 is on the rise. Often referred to as “silver separators”, later life divorce can present many financial challenges. Running two homes can potentially be more costly than running one large house. With two properties there is also two sets of everything to pay for, including household bills, [...]

2020-04-23T18:32:37+01:00April 16th, 2020|News|

Should I stop my pension contributions while furloughed?

For many people after being furloughed the first thing they do is to look very carefully at where they spend their money. They will draw up a list of priorities. Food, the mortgage or rent and utilities are usually at the top of most people's lists. At the bottom are often that gym membership that [...]

2020-04-08T16:27:39+01:00April 14th, 2020|News|

Accessing your pension early? Should you?

Some of our clients ask if they can access their pension early? The answer that we give is that depends on your pension type. Let’s have a look at the most common types- State Pension The earliest you can get a State Pension is when you reach State Pension age. Your State Pension age is [...]

2020-04-23T18:36:12+01:00April 9th, 2020|News|

Will I get a refund on Private School Fees?

For clients paying private school fees, it looks very possible that your child or children will not be returning to school before the end of the Summer Term in July. This begs the question will parents have to pay school fees for the Summer term which are normally due at the end of April? The [...]

2020-04-01T12:55:02+01:00April 6th, 2020|News|

Due to move home during the pandemic?

If you are planning to move home, below are details of recent government and industry guidelines. You have exchanged contracts. If you have exchanged contracts and the property you are moving to is “vacant” you can continue with your move but need to follow the related guidance on home removals. There is no definition of [...]

2020-04-01T10:32:04+01:00April 2nd, 2020|News|