Overpaying your mortgage? Should you?

Recent figures from the consumer group "Which" show that nearly half (46%) of homeowners are overpaying their mortgage. The largest group overpaying being the under 25's. So, should you be thinking about overpaying your mortgage? Why should you overpay your mortgage? Overpaying allows you to save on your interest payments. This saving can be substantial [...]

2021-03-24T14:37:49+00:00March 25th, 2021|News|

Investment Fraud. What to look out for.

We are being attacked from every direction by fraudsters, including, investment scams. Below are details of how to protect yourself from investment fraud. Stopping Investment Fraud First of all, according to the Financial Conduct Authority (FCA) of which Anstee & Co are registered, victims of investment fraud lost on average £26,000 last year (2020). One [...]

2021-03-24T13:09:25+00:00March 24th, 2021|News|

Pension: Husband and Wife run Business?

By Rachel Efetha, Chartered Financial Planner. Recently, I visited two sets of completely unrelated new clients who are both in very similar positions. Both the husbands are tradesmen and both the wives run the office for them under a limited company. Both got in touch as their businesses were ticking along nicely and they felt that [...]

2021-03-24T11:38:31+00:00March 23rd, 2021|News|

Care Plans. Are they a good way of capping, care fee costs?

Care Plans or to give them their technical name – Immediate needs annuities. These types of plans are designed to provide an income for life in exchange for a lump sum investment. The income from the annuity is paid out regardless of how long, the plan holder, may live. These types of plans are only [...]

2021-03-24T11:32:01+00:00March 22nd, 2021|News|

Equity Release: Planning for Later Life.

Originally equity release was designed for older people who wanted to increase their income in retirement by releasing some of the equity tied up in their homes without downsizing. The equity release market is very competitive with lenders bringing out more innovated products that can offer more flexibility than before. These new products still offer [...]

2021-02-25T15:37:38+00:00March 4th, 2021|News|