With all the market volatility seen recently understanding your investments has never been more important.
When was the last time you sat down with a financial planner to review your objectives and your attitude to risk? Hence your circumstances may have changed and you may be taking more risk and seeing more volatility than you need.
Our investment philosophy and process is shown in more detail on our website. Our key aim is always to ensure the minimum of risk to achieve your financial goals. Regular reviews to ensure that your investments are being held in the most tax efficient way are also important to us.
This is our investment process.
Getting to know you.
First of all the initial meeting will give you the opportunity to get to know us and how we can help. We will ask you some general questions about your circumstances and what you are looking to achieve.
We will spend time listening to what, in detail, you want to achieve. We will develop our knowledge of your current financial position and collect details of any existing financial products you may have. When we have a clear idea of what is required, we will design a financial solution tailored to your needs. Furthermore, we are independent, we are not tied to one limited solution but will review the whole of the market. We will follow up the meeting with a proposal and confirm the cost.
By using the latest financial modelling technology and our wealth of experience, we will research the market looking for solutions to meet your goals. We may undertake some cash-flow modelling to ensure you do not run out of money or leave too much for the taxman. All this will be undertaken with an eye to your attitude to risk. Existing investments will be used or restructured to meet your new financial goals.
We will work with your existing professional advisers such as Solicitors and Accountants to help ensure the plan fully meets your needs.
We will then recommend financial products and investments. In writing, we will detail the risks and cost involved. Then we will complete the necessary paperwork for your signature. We will show you how you can review your investments. Our fees are normally based on a fixed percentage of the money invested, depending on the amount and the work involved.
Above all, on an annual basis, we will review the plan against your objectives. If your circumstances have changed, adjustments can be made. We will advise you of legal changes that might affect you and of any new developments. Our service is proactive, so between reviews, we will contact you with any changes that might affect your investment. More regular meetings can be arranged if required. Our fees are based on an agreed percentage of the funds under advice.
How Anstee & Co can help you with your investments.
Finally, there are many factors involved with investment and the process may seem complex and time-consuming. Our expert independent financial planners will support you at every step and do most of the work for you. As mentioned we are independent financial advisers. The advice we give is unbiased. Also, we look at all the financial solution available to you from the whole of the market.
Meetings can be arranged at your home or one of our offices located at–
Our financial planners also live and make use of meeting rooms in-
- Bedford, Bedfordshire
- Droitwich, Worcestershire
- Towcester, Northampton and Wellingborough in Northamptonshire.
Finally, if you are looking for a fresh approach to your investments why not contact us.