If you are researching how to pay for long-term care, for yourself or a loved one, then we can help you. We are a firm of Independent Financial Advisers (IFA’s) that specialise in Later Life issues, offering unbiased expert advice.
How will an Independent Financial Adviser help?
As a firm, we have a team that focuses specifically on care funding advice. This Later Life team are regulated by the Financial Conduct Authority (FCA). This means that they must take responsibility for the suitability of any product they recommend. Our Later Life team of advisers have particular professional qualifications (CF8) that demonstrate their knowledge and understanding of funding long-term care.
IFA’s can offer advice on products from across the whole market. This is unlike advisers who are tied to particular providers.
Our specialist Later Life advisers will go through a fact-finding interview with you. This will help us to assess and understand your needs and circumstances.
Only when we fully understand your circumstances and what you are trying to achieve will we make our recommendations about financial products and services that are suitable for you. We will provide you with a written report which we will talk through with you.
Why do I need a specialist Later Life advice?
As specialist adviser we can help you find a means of funding your long-term care that is:
- Tailored to your needs
- Affordable both now and in the future
- In line with your attitude to risk and your stated financial priorities
Some self-financing options are quite straightforward, while others are much more complicated.
As Later Life advisers, we will help you to compare all your options before deciding which one is right for you. We will also be able to explain all the costs and risks involved with each solution.
Additionally, we will highlight other areas that you may not already have considered such as, arranging your will or a power of attorney. We will also advise on the help you can receive from other agencies such as the NHS and your local authority.
How much will Anstee & Co charge?
Our fees for independent advice are dependent on the complexity of your situation, and the level of advice and types of solutions we recommend. The initial fact-finding meeting is free and without obligation. We will not undertake any work for you until we have advised you in writing about our costs if any.
Remember, if you don’t take financial advice and the product you choose turns out to be unsuitable, you might have fewer grounds for complaint or compensation.
Why not arrange a meeting with a Later Life adviser. A meeting can be arranged at a time and location that is convenient for you. This can include a home visit. Alternately, we have offices located at-
- Kettering, Northamptonshire
- Stamford, Lincolnshire
- Towcester, Northamptonshire
- London, Pall Mall
- Birmingham, Snow Hill Queensway
Our financial planners also live and make use of meeting rooms in-
- Market Harborough, Leicestershire
- Droitwich, Worcestershire
- Bedford, Bedfordshire
- Northampton, Wellingborough and Brackley in Northamptonshire.