Divorce. Why do you need to be aware of your finances?

It is only natural that after being with someone for a while that your finances become entwined. You will be surprised by how many financial products and agreements you will share with your ex-partner. These agreements may be in the form of a mortgage, credit card, car loan or even everyday utility bills. You need [...]

2020-02-19T15:50:38+00:00February 6th, 2020|News|

Credit score and how to improve yours.

You must check and manage your credit score regularly. Why you might ask? Well, it can affect your ability to borrow money or access financial products such as mortgages, loans and credit cards. So, what is a credit score? It is financial information held about you on a credit report, also known as your credit [...]

2019-11-07T15:53:59+00:00January 6th, 2020|News|

Christmas Cheer for Teamwork Trust.

As in previous years, the team have forgone the office "Secret Santa". The money spent on what is often an unwanted but sometimes funny gift has been donated to "Teamwork Trust" based in Northamptonshire. Paraplanner Raj Chettra and Financial Planner, Rachel Efetha visited the Kettering Centre to make the presentation. Teamwork had requested that we [...]

2019-12-19T16:39:34+00:00December 23rd, 2019|Community, News|

Congratulations to Sam Williams on passing his exam.

Congratulations to Sam on his exam success. Congratulations to Sam Williams on completing his final paraplanning exam (J09). Combined with previous exams passed he has now gained the Chartered Insurance Institute (CII) Level 4, "Certificate in Paraplanning". The final paper comprised of three pieces of coursework based on a case study covering all areas of [...]

2019-10-17T10:03:46+01:00October 17th, 2019|News|

Charity Golf Day goes with a swing.

Our 5th Annual Charity Golf Day saw 14 teams challenge themselves, over 18 holes, against the parkland course of Wellingborough Golf Club. The event raised £3,931.14 which is all going to “Dementia Sings Out”, a Community Choir, based in Wellingborough, Northamptonshire. At the presentation dinner, Ruth Bowe, gave a lively talk, about the work of [...]

2019-10-23T15:36:30+01:00October 10th, 2019|Community, News|

Wellingborough Choir, “Dementia Sings Out” visit.

By Andie Derry, Client Support at Anstee & Co. Kettering Jane and I visited the "Dementia Sings Out" choir, based in Wellingborough, to see what goes on and what the members get up to every Thursday. When the choir was singing and dancing to songs such as ‘Stand by Me’ and ‘Higher and Higher’ you [...]

2019-08-15T17:03:52+01:00August 15th, 2019|Community, News|

Trust. The different types and when to use them.

So, what are they? A trust is a legal arrangement where you give property, investments or cash to someone else so they can look after them for the benefit of a third party. An example of this would be if you put some of your savings aside in a trust for your children. The roles [...]

2019-07-31T14:31:55+01:00August 8th, 2019|News|

Tax return: Don’t miss your July deadline!

The tax office is very good at highlighting the need to get your tax return submitted by the end of January each year. We cannot miss those television and newspaper ads. But when it comes to the 31st of July, Her Majesty’s Revenue and Customers (HMRC) is very quiet. When is a July tax return [...]

2019-07-25T16:22:03+01:00July 29th, 2019|News|

Mortgage criteria: How much can I borrow?

The first question our mortgage advisers are usually asked is "How much can I borrow”? In the past, mortgage lenders based the amount you could borrow mainly on a multiple of your income. This was often referred to as the loan-to-income ratio. Mortgage criteria have now changed. This worked by looking at your salary and [...]

2019-07-01T16:43:39+01:00July 15th, 2019|News|