All fees are discussed with you in advance and are set out in writing. If is often possible for the fee to be paid by a deduction from funds invested or in the case of pensions from untaxed income.
You will usually pay an initial fee to cover work done in assessing your needs and arranging any new investments. This fee is based on the value of funds invested and ranges from 0.5% to 3% depending on the sum invested and the complexity of the work.
You will also pay a fee for ongoing advice and regular face-to-face review meetings. These meetings are normally annually, but may be more frequent depending on your requirements. The fee is based on the value of money under advice. It is typically 0.5% or lower, but may be up to 1% depending on circumstances.
We always want you to be comfortable in speaking to us at any time or contacting us by email without the fear of what it might cost. So, we do not normally operate a time-charged basis with private clients
No VAT applies to our fees. If this changes in the future we will let you know.