Financial News & Advice
Stamp Duty and the First Time Buyer
By John Cossons, Cert CII (MP & ER) Mortgage Adviser What is Stamp Duty and do I need to pay it? Firstly, you must pay Stamp Duty Land Tax (SDLT) if you buy a property [...]
Overpaying your mortgage? Should you?
Recent figures from the consumer group "Which" show that nearly half (46%) of homeowners are overpaying their mortgage. The largest group overpaying being the under 25's. So, should you be thinking about overpaying your mortgage? [...]
Investment Fraud. What to look out for.
We are being attacked from every direction by fraudsters, including, investment scams. Below are details of how to protect yourself from investment fraud. Stopping Investment Fraud First of all, according to the Financial Conduct Authority [...]
Pension: Husband and Wife run Business?
By Rachel Efetha, Chartered Financial Planner. Recently, I visited two sets of completely unrelated new clients who are both in very similar positions. Both the husbands are tradesmen and both the wives run the office [...]
Care Plans. Are they a good way of capping, care fee costs?
Care Plans or to give them their technical name – Immediate needs annuities. These types of plans are designed to provide an income for life in exchange for a lump sum investment. The income from [...]
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