Lasting power of attorney. Do you need one?

A lasting power of attorney should be part of your financial planning in the later years of your life. A will enables you to set out your plans after death, but a lasting power of attorney (LPA) will ensure that your wishes are carried out during your lifetime. What is a lasting power of attorney? [...]

2020-09-23T16:45:59+01:00September 24th, 2020|News|

Understand the value of your pension in a divorce.

We understand that relationship breakdowns can be emotionally tough and financially expensive, so try and avoid these mistakes. You mustn't underestimate the value of your pension in a divorce settlement. Understand the value of your pensions in a divorce. The valuation of a pension in divorce is never straightforward. Some pensions include guaranteed levels of [...]

2020-09-22T11:59:18+01:00September 23rd, 2020|News|

Critical illness cover. Preparing for the worst.

You may be one of the millions of people in the United Kingdom who have critical illness cover. This vital protection was often taken out when you took out your first mortgage or renewed it. A good mortgage broker will renew your policies for you to ensure that they still provide the level of cover [...]

2020-09-22T11:31:40+01:00September 22nd, 2020|News|

‘Spot the Dog’ of Investments

By Rachel Efetha, Chartered Financial Planner Execution Only Investments giant, Bestinvest, has published it's latest six-monthly 'Spot the Dog' list. To make it onto the list, a fund must underperform the market by 5% after fees over three years. There are 150 funds on this list, but here are just the worst 18. Fund  Size  [...]

2020-09-15T12:27:09+01:00September 15th, 2020|News|

Remortgage. Are you paying too much due to apathy?

The mortgage industry estimates that over two million of us are paying too much for our mortgage. Homebuyers have not taken note of when there fixed or discounted rate deal has ended and have gone onto their mortgage lenders standard variable rate (SVR). With a  remortgage, a homebuyer could save themselves a considerable about of [...]

2020-09-07T12:17:28+01:00September 3rd, 2020|News|

Should I be a Socially Responsible Investor?

By Samantha Clarke, Senior Paraplanner and Fellow of the CII. What is Socially Responsible Investing? Socially Responsible Investing (SRI) also known as social investment, sustainable, socially conscious, “green”, ethical investing or ESG (Environmental, Social and Governance) are all terms used to describe an investment strategy that seeks to consider both the financial return and social/environmental [...]

2020-08-25T11:10:37+01:00August 25th, 2020|News|

Women’s Recognition Awards Finalist 2020.

We are so proud that Caroline Anstee has become a finalist in, The Financial Reporter Women's Recognition Awards 2020. Caroline has been nominated in the “Retirement Adviser of the year”, category. About the Awards. The Financial Reporter Women's Recognition Awards, launched in 2018, aims to support the growing momentum for a more diverse and equal [...]

2020-08-21T12:11:05+01:00August 21st, 2020|News|

What do you know about your parent’s finances? Part three.

This is the third in a series of articles about the difficult questions you need to be asking about your elderly parent's finances. In the first article, we looked at the importance of ensuring that there is a financial plan in place and the need to have a record of your parent's assets. In the [...]

2020-08-20T13:09:21+01:00August 20th, 2020|News|

Financial Advice. What is it good for?

If you think that the idea of financial advice and planning is only for the very wealthy, think again. In this article we will look at the key stages of life where taking independent financial advice can make a huge difference. Having a financial plan can provide you with confidence in your future. In uncertain [...]

2020-08-18T15:35:03+01:00August 18th, 2020|News|

How a midlife financial tweak can transform your retirement.

For many of us, our working life is stretching out. As our life expectancy rises and pension provisions become less generous reviewing your financial plans has never been more important. As we work longer, it is highly unlikely that we will have just one career path. The day's of a "job for life" has gone.  [...]

2020-08-13T14:28:59+01:00August 13th, 2020|News|