What retirement plan. Why do I need one?

We have seen many exciting advances in medical science over recent years to improve life expectancy. It is now estimated that over two-thirds of the United Kingdom population, are now aged over fifty. That’s over 21 million people. Also, for the first time in history, two-thirds of this number are now aged over sixty. That’s [...]

2019-12-11T09:46:02+00:00 December 9th, 2019|News|

When there’s a will… there’s an executor.

We often find that initially, executors feel confident in administering a will themselves. Below, are some of the key duties that you, as the executor, need to undertake, if you do decide that doing it yourself is for you. Your role as an executor of the will. Register the death. First of all, register the [...]

2019-12-11T11:07:35+00:00 December 2nd, 2019|News|

Retirement planning? Call in the builders?

A recent survey undertaken by Saga Home Insurance into retirement planning found that many United Kingdom residents, who had recently retired, were planning major home improvements. It’s only natural that you would want to make home improvements now that you will be spending more time in your home during your retirement. How long are you planning [...]

2019-11-14T16:57:36+00:00 November 25th, 2019|News|

Inheritance tax receipts keep rising. Need you pay?

Exceptionally high levels of stamp duty are reported to be discouraging house sales and in particular discouraging older people from downsizing. Stamp duty on the sale of a £2 million home will amount to £153,750 and on a £600,000 home to £20,000. The government is also benefitting from increased receipts from inheritance tax (IHT) which [...]

2019-12-10T15:07:52+00:00 November 18th, 2019|News|

Retirement advice. Getting the best from retiring.

Moving into retirement can be one of the most exciting times of your life. It can also be daunting if you do not plan wisely. We can help you with retirement advice. Here are a few tips to help you plan to make the most of your retirement. State pension. How much will you receive [...]

2019-10-31T10:25:24+00:00 November 11th, 2019|News|

Trying to raise a mortgage deposit?

Young people trying to get on the property ladder are relying more and more on the ‘bank of mum and dad’ to help with their mortgage deposit. We are told that one in three first-time buyers expects to ask their family to help with the purchase of their first property. Some parents are in the fortunate position [...]

2019-10-16T15:38:11+01:00 November 4th, 2019|News|

Investing in Stocks and Shares? What to consider?

With savings rates being at a historical low for some time, you may be looking at different ways of protecting your hard-earned money from inflation. Investing is a more adventurous approach with your savings that might now be worth considering. Purchasing stocks and shares is one way to do this. Stocks and share purchase is [...]

2019-10-15T16:30:32+01:00 October 31st, 2019|News|

Should you be remortgaging to a better deal?

This is what you need to know about remortgaging and why you should review your mortgage regularly. When your existing fixed-rate or discount mortgage rate comes to an end you should review your options. This may be changing to a new deal with your existing lender or moving your existing mortgage to another lender to [...]

2019-10-15T16:50:02+01:00 October 28th, 2019|News|

How to gift money in a tax efficient way

Passing on wealth between generations in a tax-efficient way is a key part of financial planning. In this article, we will look at how to gift money in a tax-efficient way,  from passing on a pension to helping your children with a buy to let. Here are some areas to discuss with our financial planner [...]

2019-10-15T16:46:45+01:00 October 24th, 2019|News|

Congratulations to Sam Williams on passing his exam.

Congratulations to Sam on his exam success. Congratulations to Sam Williams on completing his final paraplanning exam (J09). Combined with previous exams passed he has now gained the Chartered Insurance Institute (CII) Level 4, "Certificate in Paraplanning". The final paper comprised of three pieces of coursework based on a case study covering all areas of [...]

2019-10-17T10:03:46+01:00 October 17th, 2019|News|