Foundation – Lucy and Craig’s Story
If you put your money to work for your when you’re young, you give yourself a better chance of a secure financial future.
Anstee & Co can help you identify your short, medium and long term goals and help you to achieve these.
Lucy and Craig’s Story
Lucy Bellamy and her partner Craig Irving are considering buying their first home together. Both have professional jobs and have been renting for some time but now feel they should get on the property ladder.
Lucy and Craig have spoken to their bank but would like an independent opinion to help ensure they secure a favourable mortgage deal. The whole area of mortgages is quite confusing for them. Some of the language used is unfamiliar to them and although they are well educated it does create a barrier. They feel that a mortgage is a great responsibility and need to understand all the pros and cons to help ensure they are both financially secure, whatever happens.
Since starting their first jobs after university they have been saving for a deposit and firstly would like to know how much they could borrow and afford. Lucy remembers from when she signed her contract with her employer that she has some employee benefits including a pension contribution and sickness pay but does not understand the annual statement she receives. Craig receives a higher income but as far as he knows doesn’t have any benefits from his company and worries about taking on a commitment should he lose his job or become ill.
The young couple want clear, independent advice to help ensure that they have suitable financial plans in place now and for their future.
For more information on how Anstee & Co can help you, contact the team today.
The above is an example only and does not refer to an actual case.
AS A MORTGAGE IS SECURED AGAINST YOUR HOME, IT COULD BE REPOSSESSES IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. For mortgages we can be paid by commission, a fee or a combination of both. Our typical fee is £395. However, we will discuss your payment options with you and confirm the actual amount payable before we begin to provide our services.