Putting a retirement plan in place. If you’re in your late fifties/early sixties and starting to think about retirement, there’s certainly a lot to think about! The important thing is to first get an idea of what level of income you’ll need in retirement so that you can comfortably enjoy your well-deserved leisure time. It’s [...]
Venture Capital Trusts (VCTs) are investment companies that are listed on the London Stock Exchange and are run by a Fund Manager. They offer investors the chance to invest in small firms to help them grow. A VCT is highly tax-efficient as the government offers generous tax breaks to VCT investors. They currently attract income [...]
Stock Market volatility is usually defined by big swings in either direction, which can cause the price of a security to change dramatically. Lately, we've seen an increase in volatility but this is not an undue concern to us as October is often typically a "down month". Volatility can be triggered by many events and [...]
Should they be included in your retirement portfolio? As retirement planning becomes increasingly more complicated, holding Venture Capital Trusts (VCT’s) or Enterprise Investment Schemes (EIS’s) in your portfolio may prove beneficial. So how can they save you from paying too much tax? Venture Capital Trusts. First of all, VCTs are companies that are listed on [...]
It is estimated that to put a child through private school from reception to sixth form costs more than £200,000. You also need to budget for the extras like uniforms, school trips and music lesson. Over the last ten years, private education fees have risen well above inflation with no indication that this will change [...]
For the second year running Anstee & Co have been listed in the “New Model Advisers” Top 100 firms for 2018. This a prestigious national financial industry award. The list highlights the best independent financial planners in the UK. The judges commented on Anstee & Co.’s expansion into Birmingham with a new office. Additionally, they liked [...]
Listen out for our colleague Darren Amos who will be on radio BBC Northampton. He will be appearing on the Stuart Linnell show just after 5.00 pm commenting on today’s Budget. Darron Amos, Independent Financial planner with Anstee & Co. based in Kettering.
Recent government figures have shown that 147,000 first-time buyers have purchased their homes using a Help to Buy ISA. What is a Help to Buy ISA? A Help to Buy ISA is designed to help first-time buyers save up a deposit for their home. The government will add 25% to your savings. This is up [...]
Cheque presentation to Mary Hollands from Cransley Hospice Trust by Caroline Anstee, Managing Director of Anstee & Co. The cheque for £3,217.37 was raised at our Charity Golf Day. This year’s competition was held at Wellingborough Golf Club, Northamptonshire and attracted 21 teams. It was through the generosity of the players and sponsor’s that so [...]
Successive Chancellors of the Exchequer have taken increasingly strong measures to increase their tax revenue by preventing tax evasion and avoidance. Her Majesty Revenue and Customs (HMRC) defines tax avoidance as "bending the rules of the tax system to gain a tax advantage that Parliament never intended". It goes on to say that tax avoidance [...]
