About Peter Anstee

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So far Peter Anstee has created 140 blog entries.

Venture Capital Trusts. Are they suitable for you?

Venture Capital Trusts (VCTs) are investment companies that are listed on the London Stock Exchange and are run by a Fund Manager.  They offer investors the chance to invest in small firms, not quoted on the stock exchange, who are looking for further investment to help them grow. A VCT, is highly tax-efficient, as the [...]

2021-04-26T15:26:01+01:00April 26th, 2021|News|

Overpaying your mortgage? Should you?

Recent figures from the consumer group "Which" show that nearly half (46%) of homeowners are overpaying their mortgage. The largest group overpaying being the under 25's. So, should you be thinking about overpaying your mortgage? Why should you overpay your mortgage? Overpaying allows you to save on your interest payments. This saving can be substantial [...]

2021-03-24T14:37:49+00:00March 25th, 2021|News|

Pension: Husband and Wife run Business?

By Rachel Efetha, Chartered Financial Planner. Recently, I visited two sets of completely unrelated new clients who are both in very similar positions. Both the husbands are tradesmen and both the wives run the office for them under a limited company. Both got in touch as their businesses were ticking along nicely and they felt that [...]

2021-03-24T11:38:31+00:00March 23rd, 2021|News|

Care Plans. Are they a good way of capping, care fee costs?

Care Plans or to give them their technical name – Immediate needs annuities. These types of plans are designed to provide an income for life in exchange for a lump sum investment. The income from the annuity is paid out regardless of how long, the plan holder, may live. These types of plans are only [...]

2021-03-24T11:32:01+00:00March 22nd, 2021|News|

Challenges of a later life divorce. We can help you.

Divorce for those over the age of 55 is on the rise. Often referred to as “silver separators”, later life divorce can present many financial challenges. Running two homes can potentially be more costly than running one large house. With two properties there is also two sets of everything to pay for, including household bills, [...]

2021-02-25T11:54:50+00:00February 25th, 2021|News|

Interest only mortgage? We may be able to help.

Do you feel that you are locked into an interest only mortgage deal that you cannot get out of? To help you with this mortgage companies are coming up with some creative solutions. Furthermore, as we are independent mortgage brokers, we can look at all the financial solutions available to you. However, for many, equity [...]

2021-02-25T11:17:20+00:00February 25th, 2021|News|

Retirement could happen sooner than you think.

If you are dreaming of retirement, spending some time getting your financial affairs in order is a good idea. This will help you to realise if you can afford to retire and with a standard of living that you are used to, or if making a few financial sacrifices will help you achieve your end [...]

2021-04-28T16:49:01+01:00February 25th, 2021|News|

How financial planning could keep you out of jail?

Successive Chancellors of the Exchequer have taken increasingly strong measures to increase their tax revenue by preventing tax evasion and avoidance. With the pressure on the government's finances during the pandemic, it is unlikely that the present Chancellor will not be any different. Financial planning has never been more relevant. Her Majesty Revenue and Customs [...]

2021-02-18T16:56:10+00:00February 19th, 2021|News|

Do not put off making a will. Protect your loved ones.

Recent figures show that almost two-thirds of the United Kingdom population have not made a will. So, why is this? Firstly, what is a will and what will it do for you. A will is a legal document that sets out your wishes regarding the distribution of your estate and the care of any children. [...]

2021-01-20T17:00:51+00:00January 21st, 2021|News|

Later-life funding for long-term care.

With an ageing population, more people than ever are looking for ways to pay for later-life care. In this article, we will look at the options available and how we can help you with financial planning at what often is a difficult time. If you are not eligible for State funding you are referred to as “self-funded”. [...]

2021-01-18T17:01:19+00:00January 18th, 2021|News|