My colleagues are often asked, "…so what do you actually do as a financial planner”? Below is a recent retirement case study which I hope will demonstrate the work and value that an independent financial planner provides. Retirement case study. New clients contacted us regarding his pensions. They were very concerned about their interest-only mortgage, [...]
The Law Society estimates that one in three of us will die without a Will. Why? Many of us are superstitious and feel that it may be tempting fate. A Will is a legal document that sets out your wishes regarding the distribution of your estate and the care of any children. making one is [...]
Until about ten years ago most people bought an annuity with their pension "pots" on retirement. Over the years buying an annuity this has fallen out of favour. This has been due in part to the fact that many felt it was unfair that you needed to lock in your future pension returns at some [...]
Welcome to new team member Andie Derry. Andie has joined us from Southfields School after completing her “A” levels. She will be part of the expanding Investment Client Support Team, based at the Kettering office. Her role will be to support the Paraplanners and Independent Financial Adviser (IFA's). While at Southfields School sixth form Andie [...]
Why not join us at this charity lunch. This charity event will be held at Kettering Park Hotel on Friday 9th November 2018. Starting at 11.00 am and finishing around 3.00 pm. This will be a great event to bring friends, colleagues or clients to. The lunch will start with the opportunity to network over [...]
More exam success for Megan. Congratulations to Megan Leach for her continued success in passing more exams. This is on the back of recently passing Employee Rights and Regulation (ERR) module as part of the level 3 Business Administration qualification. Megan studies through a half-day release at "Starting Off" in Kettering, who help with Megan's [...]
By Rachel Efetha, Chartered Financial Planner. At our recent company meeting, Managing Director, Caroline Anstee, asked us all, what we do. Some of the responses were: We make peoples goals and aspirations come true Give peace of mind and financial security Act as a counsellor Change peoples lives Sort out problems Educate The outdated stereotype [...]
Charity Golf Day Details. Our fourth Charity Golf Day will be held at Wellingborough Golf Club on Thursday 4th October 2018. The day again promises to be a thoroughly hospitable and enjoyable day for everyone. The format of the day is as follows- • 11:00 am start with Breakfast • 18 holes of golf • [...]
As a company, we are now getting more enquires than ever about lifetime mortgages. A lifetime mortgage allows you to release a tax-free sum from the equity locked in your home, without having to move. You can spend the money on whatever you like. A lifetime mortgage is a form of equity release. The Equity [...]
Relationship breakdowns can be emotionally tough and financially expensive, so try and avoid these mistakes. Have any pensions professionally valued. The valuation of a pension is never straightforward. Some pensions include guaranteed levels of income and built-in inflation protection. The value of these features can be misunderstood. It is essential that when getting a divorce [...]
