About Peter Anstee

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So far Peter Anstee has created 111 blog entries.

NatWest Local Hero Mortgage Awards Night.

By Jane Lumley-Walker, Office Manager. As you may be aware Anstee & Co entered into the “NatWest Local Hero Mortgage Awards”. The awards are to recognise the charity and community work carried out by the companies that work with NatWest. We put forward details of the charity work we have done, fundraising for various charities [...]

2019-03-20T14:23:59+00:00 March 21st, 2019|News|

Thinking about flying off to RIOs?

Could RIOs be a solution for borrowing into retirement? The number of mortgage companies offering “Retirement Interest Only mortgages” (RIOs) seems to be increasing month by month. Figures from the financial researchers “Moneyfacts” show that there were only five providers in July last year, but now we are up to thirty-eight. This trend is expected [...]

2019-02-27T12:22:40+00:00 March 18th, 2019|News|

Divorce: Why you need a Financial Adviser to help you?

By Rachel Efetha, Chartered Financial Planner. Anyone of a certain age will never forget that Christmas Day in 1986 where Den handed Angie divorce papers.  For a bit of nostalgia, you can watch it here. 13 years later, in 2018, 13 people filed online for a divorce on Christmas Day itself.  Then, the many people [...]

2019-02-20T10:13:37+00:00 March 11th, 2019|News|

Equity release could change your life for the better

What is equity release? Equity release is designed for homeowners aged 55 and over to release money from the property they live in without having to make any regular repayments. There are two types of equity release- Lifetime Mortgages and Home Reversion plans. Both are regulated by the Financial Conduct Authority. Using any of these [...]

2019-02-20T10:09:40+00:00 March 7th, 2019|Uncategorised|

Residence Nil Rate Band. What is it?

Residence Nil Rate Band (RNRB) is an allowance for people who pass on their property to their children, grandchildren or using the legal term “lineal descendants”. It’s an allowance that can be used to reduce your Inheritance Tax (IHT) burden. At the moment the RNRB allowance stands at £125,000 per person increasing by £25,000 each [...]

2019-02-18T13:07:08+00:00 March 4th, 2019|News|

Paying off your mortgage when you have retired.

Recent figures released from the Financial Conduct Authority (FCA), show that 40% of borrowers who took out a mortgage in 2017 will be over the age of 65 by the time the loan is repaid. Why is this happening? With property prices increasing, first-time buyers are often having to wait until their thirties before they [...]

2019-02-27T12:31:06+00:00 February 27th, 2019|News|

Could Equity Release be the answer to interest only mortgages?

For homeowners with an interest-only mortgage, these can be worrying times. Many will not have a repayment plan and could be looking at an uncertain financial future. The worst affected are people coming up to retirement. They are likely to have taken out an endowment plan which was designed to repay the capital amount of [...]

2019-03-18T15:35:51+00:00 February 25th, 2019|News|

Congratulations: Exam pass for Andie Derry

Congratulations to Andie Derry, part of the client support team at our Kettering Office. Andie has passed unit 318, Principles of Business Communication. This unit counts towards the completion of a City and Guilds Level 3 Diploma for Business Administrator (3473) qualification. The qualifications aim is to develop Andie knowledge, understanding and skills across a [...]

2019-02-21T10:36:36+00:00 February 21st, 2019|News|

Finalist: NatWest Local Hero Mortgage Awards.

We have reached the final of NatWest Mortgage Local Hero Awards. NatWest Mortgages is recognising mortgage brokers that have gone beyond everyday expectations. Above all, they have put the customer and their local community at the heart of their firm. In total 60 firms have been shortlisted for recognition in the 12 regional awards. Anstee & [...]

2019-02-26T13:36:13+00:00 February 18th, 2019|News|

Equity release continues to grow in popularity.

Over the last year, we have seen the equity release market continue to grow. Furthermore, market commentators now estimate that lending has reached over £4 billion.  So why the continual growth? Product Innovation. Many feel that the growth in equity release has been driven by lender innovation.  Across the whole of the later life lending [...]

2019-02-01T17:20:01+00:00 February 14th, 2019|News|