About Peter Anstee

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So far Peter Anstee has created 140 blog entries.

Finding ‘The One’ in later life may prove expensive?

Getting remarried in later life can impact your financial plans. By contrast, younger people are now less likely to marry, while marriage rates for men over the age of 60 and women over the age of 50 are increasing. These figures show that people are also choosing to cohabit either as a forerunner to marriage [...]

2020-10-29T12:20:55+00:00October 29th, 2020|News|

Retirement could happen sooner than you think.

If you are dreaming of retirement, spending some time getting your financial affairs in order is a good idea. This will help you to realise if you can afford to retire and with a standard of living that you are used to, or if making a few financial sacrifices will help you achieve your end [...]

2020-10-28T17:14:05+00:00October 29th, 2020|News|

Key features of Equity Release explained.

First of all, many people who are looking at equity release often get confused about some of the product features on offer. Some would appear at first sight to be just a marketing ploy while others have some real benefits for you. The details below highlight some of the key terms used by the equity [...]

2020-10-29T14:16:24+00:00October 28th, 2020|News|

Financial planning? Do I really need it?

By Rachel Efetha, Chartered Financial Planner At our recent company meeting, Managing Director, Caroline Anstee, asked us all, what we do.  Some of the responses from the financial planning team were:- We make peoples goals and aspirations come true Give peace of mind and financial security Act as a counsellor Change peoples lives Sort out [...]

2020-10-29T17:04:51+00:00October 27th, 2020|News|

Lasting power of attorney. Do you need one?

A lasting power of attorney should be part of your financial planning in the later years of your life. A will enables you to set out your plans after death, but a lasting power of attorney (LPA) will ensure that your wishes are carried out during your lifetime. What is a lasting power of attorney? [...]

2020-09-23T16:45:59+01:00September 24th, 2020|News|

Understand the value of your pension in a divorce.

We understand that relationship breakdowns can be emotionally tough and financially expensive, so try and avoid these mistakes. You mustn't underestimate the value of your pension in a divorce settlement. Understand the value of your pensions in a divorce. The valuation of a pension in divorce is never straightforward. Some pensions include guaranteed levels of [...]

2020-09-22T11:59:18+01:00September 23rd, 2020|News|

Critical illness cover. Preparing for the worst.

You may be one of the millions of people in the United Kingdom who have critical illness cover. This vital protection was often taken out when you took out your first mortgage or renewed it. A good mortgage broker will renew your policies for you to ensure that they still provide the level of cover [...]

2020-09-22T11:31:40+01:00September 22nd, 2020|News|

Remortgage. Are you paying too much due to apathy?

The mortgage industry estimates that over two million of us are paying too much for our mortgage. Homebuyers have not taken note of when there fixed or discounted rate deal has ended and have gone onto their mortgage lenders standard variable rate (SVR). With a  remortgage, a homebuyer could save themselves a considerable about of [...]

2020-09-07T12:17:28+01:00September 3rd, 2020|News|

What do you know about your parent’s finances? Part three.

This is the third in a series of articles about the difficult questions you need to be asking about your elderly parent's finances. In the first article, we looked at the importance of ensuring that there is a financial plan in place and the need to have a record of your parent's assets. In the [...]

2020-08-20T13:09:21+01:00August 20th, 2020|News|

Pensions – It’s never too late to save for your retirement.

By Rachel Efetha, Chartered Financial Planner with Anstee & Co. Whilst the 40 somethings parents and grandparents enjoyed a job for life and a pension from their employer based on the number of years service and their final salary. This, along with a state pension at 60 for women and 65 for men, most non-public [...]

2020-07-22T16:25:56+01:00July 23rd, 2020|News|