Asset Classes? Do I need to attend them?

When undertaking a financial planning review with our clients our financial planners often talk about different asset classes. So what do they mean? Below is a brief overview of what these asset classes do. Some asset classes are better for income while others come into their own when you are looking for capital growth. Some [...]

2019-01-23T16:01:41+00:00 January 10th, 2019|News|

Success forces relocation of our Stamford Office.

Welcome to your  new Stamford  Office Due to the ongoing success of the Stamford Office, we are moving to new premises within the town. We are have outgrown The Grey House Office on Broad Street and will now be operating from Orion House, Barn Hill still in the town centre. The office phone number remains unchanged. [...]

2018-11-15T15:47:35+00:00 November 26th, 2018|News|

Venture Capital Trusts. Are they suitable for you?

Venture Capital Trusts (VCTs) are investment companies that are listed on the London Stock Exchange and are run by a Fund Manager.  They offer investors the chance to invest in small firms to help them grow. A VCT is highly tax-efficient as the government offers generous tax breaks to VCT investors.  They currently attract income [...]

2018-11-12T14:40:03+00:00 November 15th, 2018|News|

Stock Market Volatility. How best to invest.

Stock Market volatility is usually defined by big swings in either direction, which can cause the price of a security to change dramatically.  Lately, we've seen an increase in volatility but this is not an undue concern to us. Volatility can be triggered by many events and is a normal part of investing which should [...]

2018-12-27T10:12:04+00:00 November 12th, 2018|News|

School fees: How to plan for them.

It is estimated that to put a child through private school from reception to sixth form costs more than £200,000. You also need to budget for the extras like uniforms, school trips and music lesson. Over the last ten years, private education fees have risen well above inflation with no indication that this will change [...]

2018-11-13T13:57:51+00:00 November 5th, 2018|News|

Are “Care Plans” a good way of capping, care fee costs?

Care Plans or to give them their technical name – Immediate needs annuities. These plans are designed to provide an income for life in exchange for a lump sum investment. The income is paid out regardless of how long the plan holder may live. These type of plans are only available to people who have [...]

2018-09-01T11:48:03+00:00 September 24th, 2018|News|

New team member Andie Derry

Welcome to new team member Andie Derry. Andie has joined us from Southfields School after completing her “A” levels. She will be part of the expanding Investment Client Support Team, based at the Kettering office. Her role will be to support the Paraplanners and Independent Financial Adviser (IFA's). While at Southfields School sixth form Andie [...]

2018-09-06T12:38:09+00:00 September 3rd, 2018|News|

Lasting power of attorney. Do you need one?

A lasting power of attorney should be seen as part of your financial planning in the later years of your life. A will enables you to set out your plans after death but a lasting power of attorney (LPA) will ensure that your wishes are carried out during your lifetime. What is a lasting power [...]

2018-07-23T16:25:07+00:00 August 2nd, 2018|News|

Independent or Restricted financial advice – who cares?

By Tracey Foster, Independent Financial Adviser based in Birmingham. In February 2012, the Financial Services Authority (FSA), released a guidance consultation “Independent and restricted advice”. It described the new advice types that were later implemented through the Retail Distribution Review. Over the last few years, we have seen business models evolve using these different advice [...]

2018-07-06T12:24:45+00:00 July 16th, 2018|News|

Questions to ask your parents.

One of the most difficult conversations you will have is what plans have your parents made for their financial future. It’s a balancing act between your parents feeling that they are not losing financial control and you being aware that they have some form of plan in place. All this while still respecting their boundaries. [...]

2018-06-26T19:30:41+00:00 July 9th, 2018|News|