Time is running out to get a “Help to Buy ISA”

If you are a first-time buyer you only have until 30th November 2019 to take out a Help to Buy ISA. So what is a Help to Buy ISA? A Help to Buy ISA is a type of Individual Savings Account (ISA) designed to help you if you are a first-time buyer save for a house [...]

2019-06-06T16:18:33+00:00 July 1st, 2019|News|

How to claim back tax on your pension pot withdrawals.

Since pension freedoms came into force in April 2015 more than £372 million has been reclaimed by more than 150,000 savers. The average amount being claimed for a refund was £2,000. How does this tax overpayment happen? When someone takes out a lump sum from their pension pot, only 25% is tax-free. The technical term [...]

2019-05-31T10:22:36+00:00 May 28th, 2019|News|

Start now for next year’s tax return. Our top tips.

I would urge you now to start planning for your next tax return.  Don't leave it to the last minute and avoid all that last minute stress. Recent figures from Her Majesty's Revenue and Customs (HMRC) show that over 93% of people who were required to submit a self–assessment tax return did so by the [...]

2019-06-21T15:17:04+00:00 April 30th, 2019|News|

Wellingborough Tangent has a new Chairman.

Congratulations to our Office Manager Jane Lumley-Walker. Last night Jane became Chairman of Wellingborough Tangent. The evening started with drinks in the grounds of Harrowden Hall, the home of Wellingborough Golf Club, followed by a formal dinner. Outgoing chairman Sarah Madge said a few words before passing over the chain office to Jane Jane Lumley [...]

2019-05-23T11:09:12+00:00 April 25th, 2019|Community, News|

Equity Release. Why it’s not the last resort option.

Despite the popularity of equity release many people still feel that it is the option of last resort. Some will have look at equity release in the early days when the industry was not strictly regulated and policed.  They may have looked at it when interest rates were at a very high level. Some feel [...]

2019-01-07T11:59:44+00:00 January 7th, 2019|News|

Investments. Are you taking more risk than you need?

With all the market volatility seen recently understanding your investments has never been more important. When was the last time you sat down with a financial planner to review your objectives and your attitude to risk? Hence your circumstances may have changed and you may be taking more risk and seeing more volatility than you [...]

2018-12-19T16:01:07+00:00 December 6th, 2018|News|

Success forces relocation of our Stamford Office.

Welcome to your  new Stamford  Office Due to the ongoing success of the Stamford Office, we are moving to new premises within the town. We are have outgrown The Grey House Office on Broad Street and will now be operating from Orion House, Barn Hill still in the town centre. The office phone number remains unchanged. [...]

2018-11-15T15:47:35+00:00 November 26th, 2018|News|

Husband and Wife Owner Managed Businesses

By Rachel Efetha, Chartered Financial Planner. Yesterday I visited two sets of completely unrelated new clients who are both in a very similar position. Both the husbands are tradesmen and both the wives run the office for them under a limited company. Both got in touch as their businesses were ticking along nicely and they [...]

2018-10-01T12:00:37+00:00 September 27th, 2018|News|

Lasting power of attorney. Do you need one?

A lasting power of attorney should be seen as part of your financial planning in the later years of your life. A will enables you to set out your plans after death but a lasting power of attorney (LPA) will ensure that your wishes are carried out during your lifetime. What is a lasting power [...]

2018-07-23T16:25:07+00:00 August 2nd, 2018|News|

What do you know about your parent’s finances? Part three.

This is the third in a series of articles about the difficult questions you need to be asking your elderly parents. In the first article, we looked at the importance of ensuring that there is a financial plan in place and the need to have a record of your parent's assets. In the second we [...]

2018-07-06T11:11:17+00:00 July 19th, 2018|News|