A recent survey undertaken by Wesleyan Financial Services highlighted that over three-quarters (78%) of UK adults are still unaware of the new Individual Saving Account (ISA) rule changes that are set to come into effect in April 2024. The rule changes, announced by the Chancellor in his autumn statement, are designed to simplify the [...]
If you own your own home you will be pleased to hear that you have never had it so good. It’s fine to say that you are wealthy on paper but how do you access this wealth if you want to build an extension or pay for a family holiday without selling up? So [...]
By Barnes Gladman, Financial Planner with Anstee & Co. With inflation around a 40-year high and the Bank of England forecasting that it could peak at 11%. All this against a backdrop of the government’s target for inflation of just 2%. Whilst people try to tackle these issues by spending less on essentials (66%), using [...]
I would urge you now to start planning for your next tax return. Don't leave it to the last minute and avoid all that last-minute stress. Recent figures from Her Majesty's Revenue and Customs (HMRC) show that over 93% of people who were required to submit a self–assessment tax return did so by the closing [...]
The new Green Savings Bonds announced by the Chancellor of the Exchequer, Rishi Sunak, in the 2021 Spring Budget are available to purchase from Friday the 22nd of October. The Green Savings Bonds offers’ a 0.65% gross/AER fixed rate over a three-year term. Tell me more about Green Savings Bonds? The key features of the [...]
Thanks to the coronavirus (COVID-19), we are all worried to some degree about our health as well as our wealth. With the hope of a successful vaccine, we have seen the world’s stock markets recently rally. Whatever happens, the world will be a different place as we move into what is being called the "new [...]
According to a new study by the International Longevity Centre (ILC), people who take financial advice are on average £47,000 better off in retirement than people who did not. The report titled, “Peace of mind: understanding the non-financial value of financial advice” highlighted the key points that: - People who take financial advice are on [...]
It’s official! Anstee & Co has appeared in the list of the Top 100 Financial Advice firms in the UK, being one of just 16 firms from the Midlands. The list is compiled annually by New Model Adviser, a leading industry publication. The awards panel acknowledged the smooth transition from face to face meetings to [...]
A lasting power of attorney should be part of your financial planning in the later years of your life. A will enables you to set out your plans after death, but a lasting power of attorney (LPA) will ensure that your wishes are carried out during your lifetime. What is a lasting power of attorney? [...]
This is the third in a series of articles about the difficult questions you need to be asking about your elderly parent's finances. In the first article, we looked at the importance of ensuring that there is a financial plan in place and the need to have a record of your parent's assets. In the [...]
