When was the last time you sat down with a financial planner to review your objectives and your attitude to risk? Hence your circumstances may have changed and you may be taking more risk and seeing more volatility than you need.
Our investment philosophy and process is shown in more detail on our website. Our key aim is always to ensure the minimum of risk to achieve your financial goals. Regular reviews to ensure that your investments are being held in the most tax-efficient way are also important to us.
This is our investment process.
Getting to know you.
First of all, the initial meeting will allow you to get to know us and how we can help. We will ask you some general questions about your circumstances and what you are looking to achieve.
Information gathering.
We will spend time listening to what, in detail, you want to achieve. We will develop our knowledge of your current financial position and collect details of any existing financial products you may have. When we have a clear idea of what is required, we will design a financial solution tailored to your needs. Furthermore, we are independent, we are not tied to one limited solution but will review the whole of the market. We will follow up the meeting with a proposal and confirm the cost.
The Plan.
By using the latest financial modelling technology and our wealth of experience, we will research the market looking for solutions to meet your goals. We may undertake some cash-flow modelling to ensure you do not run out of money or leave too much for the taxman. All this will be undertaken with an eye to your attitude to risk. Existing investments will be used or restructured to meet your new financial goals.
We will work with your existing professional advisers such as Solicitors and Accountants to help ensure the plan fully meets your needs.
Implementation.
We will then recommend financial products and investments. In writing, we will detail the risks and costs involved. Then we will complete the necessary paperwork for your signature. We will show you how you can review your investments. Our fees are normally based on a fixed percentage of the money invested, depending on the amount and the work involved.
Annual Review.
Above all, on an annual basis, we will review the plan against your objectives. If your circumstances have changed, adjustments can be made. We will advise you of legal changes that might affect you and of any new developments. Our service is proactive, so between reviews, we will contact you with any changes that might affect your investment. More regular meetings can be arranged if required. Our fees are based on an agreed percentage of the funds under advice.
How Anstee & Co can help you with your investments.
Finally, there are many factors involved with investment and the process may seem complex and time-consuming. Our expert independent financial planners will support you at every step and do most of the work for you. As mentioned, we are independent financial advisers. The advice we give is unbiased. Also, we look at all the financial solutions available to you from the whole of the market.
Our Head Office is located at–
Additionally our financial planners live and meet people in-
- Bedford, Bedfordshire
- Market Harborough, Leicestershire
- Northampton, Thrapston and Wellingborough in Northamptonshire.
Also, we make full use of video conferencing facilities such as-
- Microsoft Teams
- Zoom
- Facetime
Additionally, we can also arrange a conference telephone call. There is no need to visit an office as all work can be handled remotely if you prefer. The choice is yours.
Finally, if you are looking for a fresh approach to your investments why not contact us.
If you have any thoughts on this article, “Investments. Are you taking more risk than you need?”, then we would love to hear from you.
The information contained in this article is for information purposes only and does not constitute financial advice. Anstee & Co. is authorised and regulated by the Financial Conduct Authority (FCA).
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