Summary of Autumn Budget changes 2026. ISAs The proposal to reduce cash savings in ISAs was reversed. Everyone has the full allowance of £20,000, whether cash or stocks and shares. New first-time buyer ISA from April 29. Income Tax There were increased rates for Savings income ( from deposit savings); see article below. After [...]
By Caroline Anstee, Managing Director of Anstee & Co. What tax should I pay on my Savings Income? There are 3 main types of income tax: Income from employment, pensions, rental income and investments Income from savings Income from dividends They are taxed differently, and each has its own allowances. What are the differences? [...]
Congratulations to Lacey Thompson, a member of our Pension and Investment team based in Kettering. Lacey was recently the runner-up in the prestigious “Apprentice of the Year Awards 2026” run by Starting Off. Starting Off is an apprenticeship training company that works with companies across the United Kingdom. Caroline Anstee, Managing Director of Anstee [...]
So, what is legal and what is not when it comes to estate planning? For a long time, there was a clear distinction between tax avoidance and tax evasion. Tax avoidance, being legal and tax evasion, being illegal. Since the banking crash in 2008, the Inland Revenue has taken strong measures to discourage what [...]
You must check and manage your credit score regularly. Why you might ask? Well, it can affect your ability to borrow money or access financial products such as mortgages, loans and credit cards. So, what is a credit score? It is financial information held about you on a credit report, also known as your [...]
By Tegan Gladman, Financial Planner with Anstee & Co. From the 6th April 2027, significant changes to pension death benefits and inheritance tax (IHT) will come into force. Under the new rules, most unused pension funds and pension death benefits will form part of your estate for IHT purposes, meaning pensions may no longer [...]
By Carly Buck, Financial Planner with Anstee & Co. For many families, financial planning is not just about securing your own future, it is also about making sure the wealth you have worked hard for, can benefit the next generation in the way you intended. Talking about money is not always easy. But without [...]
By Rachel Efetha Chartered Financial Planner It was announced in the 2025 Budget that changes to the ISA rules will be introduced from 6 April 2027, including a new limit on the amount that can be held in a Cash ISA. So, what’s changing? For those under age 65, the amount that can be [...]
By Rachel Efetha, Charter Financial Planner at Anstee & Co. For a lot of people, an Inheritance can come in very handy. It can pay off a lump towards your mortgage, allowing you to shorten the term and retire early. It can be used to buy the motorhome you have always coveted, or it [...]
If you are nearing retirement you might feel a little rattled after all the changes that are happening. What type of pension do you have? If you are lucky enough to have a defined benefits pension, sometimes referred to as a final salary scheme then your pension income in retirement will be unaffected. However, [...]
