By Rachel Efetha, Chartered Financial Planner Execution Only Investments giant, Bestinvest, has published it's latest six-monthly 'Spot the Dog' list. To make it onto the list, a fund must underperform the market by 5% after fees over three years. There are 150 funds on this list, but here are just the worst 18. Fund Size [...]
By Samantha Clarke, Senior Paraplanner and Fellow of the CII. What is Socially Responsible Investing? Socially Responsible Investing (SRI) also known as social investment, sustainable, socially conscious, “green”, ethical investing or ESG (Environmental, Social and Governance) are all terms used to describe an investment strategy that seeks to consider both the financial return and social/environmental [...]
We are so proud that Caroline Anstee has become a finalist in, The Financial Reporter Women's Recognition Awards 2020. Caroline has been nominated in the “Retirement Adviser of the year”, category. About the Awards. The Financial Reporter Women's Recognition Awards, launched in 2018, aims to support the growing momentum for a more diverse and equal [...]
If you think that the idea of financial advice and planning is only for the very wealthy, think again. In this article we will look at the key stages of life where taking independent financial advice can make a huge difference. Having a financial plan can provide you with confidence in your future. In uncertain [...]
For many of us, our working life is stretching out. As our life expectancy rises and pension provisions become less generous reviewing your financial plans has never been more important. As we work longer, it is highly unlikely that we will have just one career path. The day's of a "job for life" has gone. [...]
By Rachel Efetha, Chartered Financial Planner with Anstee & Co. I was recently introduced to new clients, Paul (aged 61) and Janice (aged 58). Not their real names. Paul was furloughed for six weeks towards the earlier part of lockdown when the sun was shining every day and as a self-employed Beautician, Janice was unable [...]
First of all, redundancy is never easy. To help your staff who have been made redundant we have put together several support packages. These can be delivered to a group or individually, while still following current government coronavirus (COVID-19) guidelines. We make full use of video conferencing such as- Zoom Microsoft Teams Facetime Skype Any [...]
We are often asked. “How do I get a mortgage”? First of all, we would recommend that you start thinking about your mortgage application at least six months before you apply. Here are some of the key steps to follow to ensure that you get the best mortgage for you. Step one Check your credit [...]
By Rachel Efetha, Chartered Financial Planner with Anstee & Co. Even with the Job Retention Scheme, there are predictions that unfortunately, redundancies will increase over the coming months as businesses need to cut costs or fail. People deal with redundancy in different ways. You will normally be entitled to statutory redundancy pay if you have [...]
By Rachel Efetha, Chartered Financial Planner with Anstee & Co. In this short video, Rachel shows you how we make use of cash flow modelling tools in a practical case study. As a business, we use cash flow modelling to help you see what your retirement will look like financially. Through a series [...]
