Congratulations, you have moved into your shiny new build home! Moving to a new house is often a stressful but an exciting time and moving into a new build is no exception. However, the real work of moving to a new house often comes in the days, weeks & months after moving in. New builds [...]
Getting the best mortgage deal is never easy. However, by following these steps, you can begin to get yourself mortgage ready. Before you apply for a mortgage, follow these top tips to give yourself the opportunity of getting the best mortgage deal for you. Remember, the lowest rate is not always the best overall [...]
By Rachel Efetha, Chartered Financial Planner with Anstee & Co. I have £15,000, should I invest in a Pension or an ISA? If you don't have other needs for this money such as paying off a debt and if you can afford to 'tie' the money up until you reach the age of 57 [...]
By John Cossons, Mortgage and Protection Designer at Anstee & Co. As more people are working from home, and it is appearing likely that many will continue to do so, house prices are increasing and there is currently a lack of properties available for sale. So, more people are considering improving and extending their [...]
If you think that the idea of financial advice and planning is only for the very wealthy, think again. In this article we will look at the key stages of life where taking independent financial advice can make a huge difference. Having a financial plan can provide you with confidence in your future. In [...]
We are often asked, “How do I get a mortgage”? First of all, we would recommend that you start thinking about your mortgage application at least six months before you apply. Here are some of the key steps to follow to ensure that you get the best mortgage for you. Step one Check your [...]
By John Cossons, Equity Release Adviser. I have helped several clients who have interest-only mortgages. They planned to repay their existing mortgage by downsizing. This means selling their existing property and buying something less expensive, to clear the mortgage. However, in the current property market, they have had problems selling the property in time [...]
Office Opening Hours 24th December – 9am – 12 noon 25th December – 28th December – Closed 29th December - 9am - 3.30pm 30th December – 9am – 3.30pm 31st December -9am - 3.30pm 2026 1st January – Closed 2nd January – Closed 5th January - Open
By Caroline Anstee, Managing Director of Anstee & Co. From the 1st of December 2025, the deposit protection scheme will rise from £85,000 to £120,000. What does this mean? This means that from 1p to £120,000, cash is protected should the bank, building society, or credit union collapse. This is good news and ensures [...]
By Rachel Efetha, Chartered Financial Planner. I spent most of my teens and twenties sailing and am qualified as a Yachtmaster, not that I’ve done much sailing in recent years! However, I like to use the analogy of sailing across the Atlantic when it comes to reviewing your portfolio. Let’s say you’re on a [...]
