By Rachel Efetha, Chartered Financial Planner with Anstee & Co. There are predictions that unfortunately, redundancies will increase over the coming months as businesses need to cut costs or fail. People deal with redundancy in different ways. You will normally be entitled to statutory redundancy pay if you have worked for your employer for [...]
Navigating Tax Changes in the New Tax Year by Carly Buck, Financial Planner with Anstee & Co. Now that we are in the 2026/27 tax year, a number of important tax changes have come into effect, which may impact investment and estate planning strategies. In particular, updates to Business Property Relief (BPR), Alternative Investment [...]
By John Cossons, Mortgage and Protection Designer at Anstee & Co. When you are considering taking an equity release lifetime mortgage one of the main considerations is knowing how much equity you will have left to leave to your next of kin when you pass away. It is generally well known that with an [...]
If you are in your fifties or early sixties now is a good time to start thinking about what your retirement income might look like. With our busy lives, it is always easy to put these reviews off as you may feel that retirement is still a long way off and there is little [...]
By Rachel Efetha, Chartered Financial Planner with Anstee & Co. A while ago, I visited two sets of completely unrelated new clients who are both in a very similar position. Both the husbands are tradesmen and both the wives run the office for them under a limited company. Both got in touch as their [...]
Congratulations, you have moved into your shiny new build home! Moving to a new house is often a stressful but an exciting time and moving into a new build is no exception. However, the real work of moving to a new house often comes in the days, weeks & months after moving in. New builds [...]
Getting the best mortgage deal is never easy. However, by following these steps, you can begin to get yourself mortgage ready. Before you apply for a mortgage, follow these top tips to give yourself the opportunity of getting the best mortgage deal for you. Remember, the lowest rate is not always the best overall [...]
By Rachel Efetha, Chartered Financial Planner with Anstee & Co. I have £15,000, should I invest in a Pension or an ISA? If you don't have other needs for this money such as paying off a debt and if you can afford to 'tie' the money up until you reach the age of 57 [...]
By John Cossons, Mortgage and Protection Designer at Anstee & Co. As more people are working from home, and it is appearing likely that many will continue to do so, house prices are increasing and there is currently a lack of properties available for sale. So, more people are considering improving and extending their [...]
If you think that the idea of financial advice and planning is only for the very wealthy, think again. In this article we will look at the key stages of life where taking independent financial advice can make a huge difference. Having a financial plan can provide you with confidence in your future. In [...]
