Do your parents have a financial plan? Part two.

This is the second of a series of articles about the difficult questions you need to be asking your elderly parents. In the first article, we looked at the importance of ensuring that there is a financial plan in place and the need to have a record of your parent's assets. As mentioned before this [...]

2020-07-08T14:52:33+01:00July 9th, 2020|News|

Interest only mortgage? We may be able to help.

Do you feel that you are locked into an interest only mortgage deal that you cannot get out of? To help you with this mortgage companies are coming up with some creative solutions. Furthermore, as we are independent mortgage brokers, we can look at all the financial solutions available to you. However, for many, equity [...]

2020-06-16T16:43:52+01:00June 24th, 2020|News|

Does your insurance policy give you a telephone-based GP?

By Rachel Efetha, Chartered Financial Planner with Anstee & Co. If you have taken out a Life Assurance, Critical Illness or Income Protection insurance policy within the last few years, the chances are that you have got some added extras in there, which may be worth exploring. Many policies allow access to a 24-hour telephone-based [...]

2020-06-11T11:22:32+01:00June 11th, 2020|News|

Are you nearing retirement? If so, we can help.

If you are nearing retirement you might feel a little rattled after the recent fluctuation in the world’s stock markets. What type of pension do you have? If you are lucky enough to have a defined benefits pension, sometimes referred to as a final salary scheme then your pension income in retirement will be unaffected. [...]

2020-05-21T15:32:57+01:00May 19th, 2020|News|

Retirement planning: What if I live to 100?

Living well into and past your 90’s is a real possibility today. Life expectancy is certainly getting longer for both men and women. For some this sounds exciting, for others it’s a worry about how they will afford to live.  Whichever way you look at it, it certainly complicates things, especially your finances. That's why [...]

2020-04-16T12:11:43+01:00April 27th, 2020|News|

Should I continue to pay into my pension and investments?

By Rachel Efetha, Chartered Financial Planner. Should I continue to pay into my pension or investment ISA given the state of the stock market? My clients John & Lisa recently emailed me to say that they would like to pause their pension contributions given the global pandemic. I asked them if the pension payments were [...]

2020-04-21T10:05:57+01:00April 22nd, 2020|News|

Stock Market drops – lessons from history

Fear of the coronavirus outbreak has seen markets tumble over the last few weeks. The following article was sent to us by Hargraves Lansdown, which we would like to share with you. The article looks at what’s happened when markets have fallen in the past, the lessons we can learn and shares some practical tips [...]

2020-04-17T14:50:58+01:00April 20th, 2020|News|

Will I get a refund on Private School Fees?

For clients paying private school fees, it looks very possible that your child or children will not be returning to school before the end of the Summer Term in July. This begs the question will parents have to pay school fees for the Summer term which are normally due at the end of April? The [...]

2020-04-01T12:55:02+01:00April 6th, 2020|News|

Due to move home during the pandemic?

If you are planning to move home, below are details of recent government and industry guidelines. You have exchanged contracts. If you have exchanged contracts and the property you are moving to is “vacant” you can continue with your move but need to follow the related guidance on home removals. There is no definition of [...]

2020-04-01T10:32:04+01:00April 2nd, 2020|News|

Pension Jargon Busters guide. Find out more.

It is quite easy to get confused about pensions. However, spending a little time to understand some of the key terms will help. This article aims to explain the key terms relating to pension and retirement planning that you may come across. We hope you find this "Pension Jargon Buster" guide useful. Final Salary Scheme [...]

2020-03-19T19:37:08+00:00March 30th, 2020|News|