Trouble Downsizing? How we can help you.

By John Cossons, Equity Release Adviser. I have recently helped several clients who have interest-only mortgages. They planned to repay their existing mortgage by downsizing. This means selling their existing property and buying something less expensive, to clear the mortgage. However, in the current property market, they have had problems selling the property in time [...]

2019-09-26T10:40:42+01:00 August 27th, 2019|News|

Interest only mortgage? What are your repayment options?

Many people may struggle to repay their interest-only mortgage when it comes to the end of its term. A large number of interest-only mortgages were sold in the 1990s and early 2000s. They were often linked to endowment savings plans. These plans were designed to generate a tax-free lump sum to repay the mortgage. Some [...]

2019-08-27T16:29:46+01:00 August 19th, 2019|News|

Mentoring: How we support the next generation of Advisers

By Rachel Efetha, Chartered Financial Planner. Personal Finance Society Mentoring Scheme When the Personal Finance Society (PFS) approached me a few weeks ago about joining their Mentoring Scheme, I originally thought ‘Great idea – I could do with a Mentor!’ until the penny dropped... I'm in the top 15% of Financial Advisers in terms of [...]

2019-07-22T16:15:40+01:00 July 22nd, 2019|News|

Finding ‘The One’ in later life may prove expensive?

Getting remarried in later life can impact your financial plans. By contrast, younger people are now less likely to marry, while marriage rates for men over the age of 60 and women over the age of 50 are increasing. These figures show that people are also choosing to cohabit either as a forerunner to marriage [...]

2019-07-25T12:17:59+01:00 July 18th, 2019|News|

Later Life: How to fund long-term care.

If you are researching how to pay for long-term care, for yourself or a loved one, then we can help you. We are a firm of Independent Financial Advisers (IFA’s) that specialise in Later Life issues, offering unbiased expert advice. How will an Independent Financial Adviser help? As a firm, we have a team that [...]

2019-07-24T16:54:19+01:00 July 11th, 2019|News|

Equity release. Unlock the money in your home.

It is true that most people’s financial wealth in the UK is tied up in their property. Many retired people consider themselves to be “cash poor but property rich”. To help you release this money, equity release can be used in later life to supplement pension income or used to finance major items of expenditure. [...]

2019-08-28T17:05:16+01:00 June 6th, 2019|News|

Home Care. Could Equity Release be the answer?

By John Cossons, Equity Release Adviser Home care is an attractive alternative to residential care and is often preferred by those who have a lower level of care needs and wish to remain in their own home. Home care is available at varying levels for differing care needs. Yet like any form of care, there [...]

2019-05-17T10:01:21+01:00 May 30th, 2019|News|

Exam success for apprentice Megan Leach.

"Congratulations" to Megan Congratulations to Megan Leach, our Apprentice Mortgage and Protection Administrator for passing her exam. Megan successful completed, “Principles of Administration” (Exam 319) part of her NVQ Level 3 business administration qualification. Additionally, she is supported in her training by the Kettering Office of "Starting Off". The multiple choice exam covered the following [...]

2019-05-23T11:15:19+01:00 May 20th, 2019|News|

Raj completes the London Landmarks Half Marathon

Congratulations to our lead paraplanner Raj Chettra who completed the London Landmarks Half Marathon. The event took place on Sunday the 24th March 2019 with over 13,000 runners and is the only half marathon to go through both the City of London and City of Westminster. Raj completed the marathon in a respectable 2 hours [...]

2019-05-10T16:26:41+01:00 March 25th, 2019|Community, News|