Personal Finance Society Annual Symposium

By Rachel Efetha, Chartered Financial Planner. At the end of November, four members of the team attended the National Financial Planning Symposium in North Greenwich. Symposium /sɪmˈpəʊzɪəm/ Noun A conference or meeting to discuss a particular subject A drinking party or convivial discussion, especially as held in ancient Greece after a banquet (and notable as [...]

2018-12-18T10:14:06+00:00 December 3rd, 2018|News|

Venture Capital Trust Schemes. What are they?

Should they be included in your retirement portfolio? As retirement planning becomes increasingly more complicated, holding Venture Capital Trusts (VCT’s) or Enterprise Investment Schemes (EIS’s) in your portfolio may prove beneficial. So how can they save you from paying too much tax? Venture Capital Trusts. First of all, VCTs are companies that are listed on [...]

2018-11-06T09:41:11+00:00 November 8th, 2018|News|

Darren Amos to comment on the BBC about the budget.

Listen out for our colleague Darren Amos who will be on radio BBC Northampton. He will be appearing on the Stuart Linnell show just after 5.00 pm commenting on today’s Budget. Darron Amos, Independent Financial planner with Anstee & Co. based in Kettering.

2018-11-06T09:53:37+00:00 October 29th, 2018|News|

Show business calls again for Sam Williams.

Sam Williams, trainee paraplanner, is part of the band playing in the “West Side Story” production at Northampton’s Royal and Derngate Theater. The production by Northampton Musical Theatre Company is Sam’s third taste of show business after working on previous productions of “Grease” and “The Wizard of Oz” both at the Derngate. West Side Story [...]

2018-10-15T15:22:05+00:00 October 18th, 2018|News|

Don’t put off making a will. Protect your loved ones.

Recent figures show that almost two-thirds of the United Kingdom population have not made a will. A will is a legal document that sets out your wishes regarding the distribution of your estate and the care of any children. It is the only way to ensure that your wishes are carried out after your death. [...]

2018-08-06T09:26:17+00:00 July 30th, 2018|News|

Do you want to be a “Silver Striver”? The dos and don’ts.

What is a silver striver I hear you ask? Is it a new superhero from Marvels Infinity Wars film? Well no, a silver striver is the new term being used by marketing types for people who are working past their retirement date. If this is something that you are considering out of choice or necessity [...]

2018-05-29T14:06:34+00:00 May 28th, 2018|News|

How to “legitimately” save paying Inheritance Tax

If you have an estate that is worth more than £325, 000, Inheritance Tax (IHT) of 40% is paid on the excess. You can pass on your estate to a spouse or civil partner completely tax-free on death. If you leave it to your children or others, they will not benefit in the same way. [...]

2018-06-06T17:14:09+00:00 May 14th, 2018|News|

Retirement. What you need to do before you retire.

If you are dreaming of retirement, spending some time getting your financial affairs in order is a good idea. This will help you to realise if you can afford to retire with a standard of living that you are used to or if making a few financial sacrifices will help you achieve your end goal. [...]

2018-04-30T18:12:50+00:00 May 10th, 2018|News|

3 Reasons Why You Should Review Your Existing Pension Contracts

By Rachel Efetha, Chartered Financial Planner, based in Bedford, Bedfordshire. According to the insurer, LV= the UK worker will change jobs every five years on average.  Assuming you have a new pension for every job, the average 40-year-old will have accumulated five pensions. Below are the top three reasons why you should review your existing [...]

2018-05-04T16:10:48+00:00 May 7th, 2018|News|