Getting the best mortgage deal is never easy. However, by following these steps, you can begin to get yourself mortgage ready. Before you apply for a mortgage, follow these top tips to give yourself the opportunity of getting the best mortgage deal for you. Remember, the lowest rate is not always the best overall [...]
By John Cossons, Mortgage and Protection Designer. The UK mortgage landscape is evolving with a focus on affordability and responsible lending. The Financial Conduct Authority (FCA) is reviewing and potentially simplifying rules, particularly around affordability assessments when reducing a mortgage term according to a recent policy paper. This includes a move away from prescriptive [...]
By John Cossons, Mortgage & Protections Designer with Anstee & Co. With the recent announcement that the Bank of England has increased the bank base rate for the first time since August 2018 is it time to consider a long-term fixed rate for your mortgage? A mortgage is a long-term commitment, and with the ever-increasing [...]
