By John Cossons, Mortgage and Protection Designer. With the ever-increasing cost of living, is your retirement income keeping up? We are all feeling the pressure of the rising cost of fuel to heat our homes and keep our cars moving, along with the relentless increase in the general cost of living. You may have [...]
By John Cossons, Mortgage and Protection Designer at Anstee & Co. When you are considering taking an equity release lifetime mortgage one of the main considerations is knowing how much equity you will have left to leave to your next of kin when you pass away. It is generally well known that with an [...]
Do you feel that you are locked into an interest only mortgage deal that you cannot get out of? To help you with this mortgage companies are coming up with some creative solutions. Furthermore, as we are independent mortgage brokers, we can look at all the financial solutions available to you. However, for many, [...]
By John Cossons, Equity Release Adviser. I have helped several clients who have interest-only mortgages. They planned to repay their existing mortgage by downsizing. This means selling their existing property and buying something less expensive, to clear the mortgage. However, in the current property market, they have had problems selling the property in time [...]
By John Cossons, Mortgage & Protection Designer. Home-buying trends change. If you are retired or close to retirement, you may be thinking about buying a home for one of several reasons. This might include moving elsewhere, downsizing, or more increasingly upsizing your home or possibly helping your children or grandchildren to buy a property [...]
By John Cossons, Mortgage & Protection Designer with Anstee & Co. Are you retired, or planning to retire, and concerned that your current mortgage fixed rate is coming to an end? With the rise in energy costs and general cost of living you may well be concerned that when your current mortgage fixed rate [...]
First of all, for many people entering retirement with a reduced income, budgeting to pay for existing mortgage and credit card debts can be hugely stressful. Often people will continue working longer than they planned or consider drastic and unnecessary changes to their lifestyle by selling up and moving to a cheaper property. Figures [...]
A survey undertaken by Saga Home Insurance into retirement planning found that many United Kingdom residents, who had recently retired, were planning major home improvements. It’s only natural that you would want to make home improvements now that you will be spending more time in your home during your retirement. How long are you planning [...]
We extend a warm welcome to Carly Buck, who has joined us as a Financial Adviser based in Northamptonshire. Caroline Anstee, Managing Director of Anstee & Co., stated: "I would like to welcome Carly to the Anstee & Co. team. I am confident that Carly will be a great asset to the company, as [...]
If you own your own home you will be pleased to hear that you have never had it so good. It’s fine to say that you are wealthy on paper but how do you access this wealth if you want to build an extension or pay for a family holiday without selling up? So [...]
