Young people trying to get on the property ladder are relying more and more on the ‘bank of mum and dad’ to help with their mortgage deposit. We are told that one in three first-time buyers expects to ask their family to help with the purchase of their first property. Some parents are in the fortunate [...]
This guide will give you an indication of the major costs associated with buying your first house or flat in England. The processes and fees for Wales and Scotland are different. We will look at the cost of moving home, your deposit and solicitor fees. This guide will help you budget for these costs to [...]
If you are a first-time buyer you only have until 30th November 2019 to take out a Help to Buy ISA. So what is a Help to Buy ISA? A Help to Buy ISA is a type of Individual Savings Account (ISA) designed to help you if you are a first-time buyer save for a house [...]
Recent government figures have shown that 147,000 first-time buyers have purchased their homes using a Help to Buy ISA. What is a Help to Buy ISA? A Help to Buy ISA is designed to help first-time buyers save up a deposit for their home. The government will add 25% to your savings. This is up [...]
Mortgage adviser, Amanda Halleybone had a surprise delivery of a bouquet of flowers to her office. The flowers were from a client as a “Thank You” for all the work undertaken by Amanda in securing the best mortgage deal for them. Amanda is an independent adviser working out of the offices of Jackie Oliver and Company, [...]
Recent statistics from the HM Treasury reveal more than 62,000 property completions have been supported by the Help to Buy ISA scheme. The Help to Buy ISA was launched in December 2015 with initial only a few institutions supporting it. Now the number of banks, building societies and credit unions supporting this initiative is slowly [...]
