It is quite easy to get confused about pensions. However, spending a little time to understand some of the key terms will help. This article aims to explain the key terms relating to pension and retirement planning that you may come across. We hope you find this "Pension Jargon Buster" guide useful. Final Salary [...]
We have seen many exciting advances in medical science over recent years to improve life expectancy. It is now estimated that over two-thirds of the United Kingdom population, are now aged over fifty. That’s over 21 million people. Also, for the first time in history, two-thirds of this number are now aged over sixty. [...]
We are being attacked from every direction by fraudsters, including, investment scams. Below are details of how to protect yourself from investment fraud. Stopping Investment Fraud The data from Action Fraud, the national fraud and cyber crime reporting service, revealed the soaring rate of investment fraud in the last year, with a reported £612,208,663 [...]
Socially Responsible Investment (SRI) aims to ensure that you as the investor can support companies that adhere to policies that meet your ethical views. You might also see references to "ethical", "green", "sustainable" or "ESG" (Environmental, Social and Governance). These all come under the broader umbrella of Socially Responsible Investing. Funds that offer SRI [...]
By Tegan Gladman, Financial Planner with Anstee & Co. With the Lifetime Allowance being abolished there has been an increase in pension contributions and many are delaying their retirement. On the 15th of March 2023, Chancellor Jeremy Hunt announced they were abolishing the Pension Lifetime Allowance (LTA). This meant individuals were no longer going to [...]
By Rachel Efetha, Chartered Financial Planner. Should I continue to pay into my pension or investment ISA given the state of the stock market? My clients John & Lisa recently emailed me to say that they would like to pause their pension contributions given the global pandemic. I asked them if the pension payments were [...]
By Rachel Efetha, Chartered Financial Planner with Anstee & Co. With more of our clients finding that their capacity to invest in Pensions is limited either by the Tapered Annual Allowance or because they are nearing the Lifetime Allowance, they are coming to us for advice on the alternatives to pensions. A viable alternative is [...]
By Samantha Clarke, Senior Paraplanner and Fellow of the CII. What is Socially Responsible Investing? Socially Responsible Investing (SRI) also known as social investment, sustainable, socially conscious, “green”, ethical investing or ESG (Environmental, Social and Governance) are all terms used to describe an investment strategy that seeks to consider both the financial return and social/environmental [...]
It’s official! Anstee & Co has appeared in the list of the Top 100 Financial Advice firms in the UK, being one of just 16 firms from the Midlands. The list is compiled annually by New Model Adviser, a leading industry publication. The awards panel acknowledged the smooth transition from face to face meetings to [...]
By Rachel Efetha, Chartered Financial Planner Execution Only Investments giant, Bestinvest, has published it's latest six-monthly 'Spot the Dog' list. To make it onto the list, a fund must underperform the market by 5% after fees over three years. There are 150 funds on this list, but here are just the worst 18. Fund Size [...]
