Divorce: Why you need a Financial Adviser to help you?

By Rachel Efetha, Chartered Financial Planner. Anyone of a certain age will never forget that Christmas Day in 1986 where Den handed Angie divorce papers.  For a bit of nostalgia, you can watch it here. 13 years later, in 2018, 13 people filed online for a divorce on Christmas Day itself.  Then, the many people [...]

2019-02-20T10:13:37+00:00 March 11th, 2019|News|

Pensions – It’s never too late to save for your retirement.

By Rachel Efetha, Chartered Financial Planner. Whilst the 40 somethings parents and grandparents enjoyed a job for life and a pension from their employer based on the number of years service and their final salary, along with a state pension at 60 for women and 65 for men, most non public sector employees do not [...]

2018-07-06T11:12:52+00:00 July 23rd, 2018|News|

Independent or Restricted financial advice – who cares?

By Tracey Foster, Independent Financial Adviser based in Birmingham. In February 2012, the Financial Services Authority (FSA), released a guidance consultation “Independent and restricted advice”. It described the new advice types that were later implemented through the Retail Distribution Review. Over the last few years, we have seen business models evolve using these different advice [...]

2018-07-06T12:24:45+00:00 July 16th, 2018|News|

Enterprise Investment Scheme. What are they & do you need one?

I am often asked about Enterprise Investment Scheme (EIS). Often people are aware that they are a way of saving tax but are not sure if they are right for them. So here is a simple, straightforward guide. The Enterprise Investment Scheme is a tax- efficient investment that was introduced by the Government back in [...]

2018-04-05T17:20:04+00:00 April 19th, 2018|News|

Housing wealth could be the key to comfortable retirement.

Couple planning their retirement People retiring over the last twenty years, have on average, seen enormous rises in the value of their homes. Figures show that house prices have risen in England by 42% in the last twelve years alone. These figures highlight that your home could be an obvious asset to tap [...]

2018-04-23T09:49:48+00:00 April 16th, 2018|News|

Volatility is Back. Investing in a volatile market

Investing in a volatile market Recently the markets have been more volatile and this often causes concern to investors who do not fully understand this complex subject. Volatility can be triggered by many events and is a normal part of investing and generally should not be feared.  However, market volatility is also a reminder that [...]

2018-04-04T15:18:28+00:00 April 5th, 2018|News|

When is Venture Capital not Venture Capital?

By Tracey Foster, Financial Planner. Although we know every year the end of the tax year will fall on 5 April – there are some of us who will always leave potential ISA (Individual Savings Accounts) and Pension contributions to the last minute! In my last article, I talked about the Tapered Annual Allowance and [...]

2018-04-03T12:19:47+00:00 March 28th, 2018|News|

Monika Trow joins the Kettering Office.

It is a warm welcome to Monika Trow who has joined the team at Anstee & Co. Monica will be based at our Kettering office as part of the Investment and Pension team. Her role as a paraplanner will see her write and research technical reports supporting our team of independent financial advisers (IFA). Monika [...]

2018-02-21T15:50:18+00:00 January 29th, 2018|News|

Venture Capital Trusts and Enterprise Investment Schemes

Should they be included in your retirement portfolio? As retirement planning becomes increasingly more complicated, holding Venture Capital Trusts (VCT's) or  Enterprise Investment Schemes (EIS's) in your portfolio may prove beneficial. Venture Capital Trusts. VCTs are companies that are listed on the London Stock Exchange. They are run by a fund manager and aim to [...]

2018-08-21T16:07:56+00:00 December 5th, 2017|News|