Should I continue to take an income from my pensions?

By Rachel Efetha, Chartered Financial Planner with Anstee & Co. Should you continue to take an income from your pensions? All clients taking, or considering taking, flexible withdrawals from their pensions during this uncertain time should be aware of the danger of ‘pound cost ravaging’ and its potential to deplete your funds too quickly. What [...]

2020-04-21T12:36:39+01:00May 4th, 2020|Uncategorised|

Socially Responsible Investment: What is it?

Socially Responsible Investment (SRI) aims to ensure that you as the investor can support companies that adhere to policies that meet your ethical views. You might also see references to "ethical", "green", "sustainable" or "ESG" (Environmental, Social and Governance). These all come under the broader umbrella of Socially Responsible Investing. Funds that offer SRI have [...]

2020-04-20T15:31:57+01:00April 30th, 2020|News|

Should I continue to pay into my pension and investments?

By Rachel Efetha, Chartered Financial Planner. Should I continue to pay into my pension or investment ISA given the state of the stock market? My clients John & Lisa recently emailed me to say that they would like to pause their pension contributions given the global pandemic. I asked them if the pension payments were [...]

2020-04-21T10:05:57+01:00April 22nd, 2020|News|

Pension Jargon Busters guide. Find out more.

It is quite easy to get confused about pensions. However, spending a little time to understand some of the key terms will help. This article aims to explain the key terms relating to pension and retirement planning that you may come across. We hope you find this "Pension Jargon Buster" guide useful. Final Salary Scheme [...]

2020-03-19T19:37:08+00:00March 30th, 2020|News|

A personal message on the coronavirus.

A personal message by Caroline Anstee, Managing Director of Anstee & Co. Hello Following our coronavirus update last week, I just wanted to send a personal message at this difficult and worrying time. As you know I have been in this industry a long time and I have therefore experienced many stock market crashes. Each [...]

2020-03-18T18:27:22+00:00March 18th, 2020|News|

What retirement plan. Why do I need one?

We have seen many exciting advances in medical science over recent years to improve life expectancy. It is now estimated that over two-thirds of the United Kingdom population, are now aged over fifty. That’s over 21 million people. Also, for the first time in history, two-thirds of this number are now aged over sixty. That’s [...]

2019-12-11T09:46:02+00:00December 9th, 2019|News|

Investment Fraud. What to look out for.

We are being attacked from every direction by fraudsters, including, investment scams. Below are details of how to protect yourself from investment fraud. Stopping Investment Fraud First of all, according to the Financial Conduct Authority (FCA) of which Anstee & Co are registered, victims of investment fraud lost on average £29,000 last year (2018). One [...]

2019-07-25T13:22:56+01:00August 1st, 2019|News|

Divorce: Why you need a Financial Adviser to help you?

By Rachel Efetha, Chartered Financial Planner. Anyone of a certain age will never forget that Christmas Day in 1986 where Den handed Angie divorce papers.  For a bit of nostalgia, you can watch it here. 13 years later, in 2018, 13 people filed online for a divorce on Christmas Day itself.  Then, the many people [...]

2019-02-20T10:13:37+00:00March 11th, 2019|News|

Pensions – It’s never too late to save for your retirement.

By Rachel Efetha, Chartered Financial Planner. Whilst the 40 somethings parents and grandparents enjoyed a job for life and a pension from their employer based on the number of years service and their final salary, along with a state pension at 60 for women and 65 for men, most non public sector employees do not [...]

2018-07-06T11:12:52+01:00July 23rd, 2018|News|