Time is running out to get a “Help to Buy ISA”

If you are a first-time buyer you only have until 30th November 2019 to take out a Help to Buy ISA. So what is a Help to Buy ISA? A Help to Buy ISA is a type of Individual Savings Account (ISA) designed to help you if you are a first-time buyer save for a house [...]

2019-07-24T16:52:58+01:00 July 1st, 2019|News|

School fees: How to plan for them.

It is estimated that to put a child through private school from reception to sixth form costs more than £200,000. You also need to budget for the extras like uniforms, school trips and music lesson. Over the last ten years, private education fees have risen well above inflation with no indication that this will change [...]

2018-11-13T13:57:51+01:00 November 5th, 2018|News|

When is Venture Capital not Venture Capital?

By Tracey Foster, Financial Planner. Although we know every year the end of the tax year will fall on 5 April – there are some of us who will always leave potential ISA (Individual Savings Accounts) and Pension contributions to the last minute! In my last article, I talked about the Tapered Annual Allowance and [...]

2018-04-03T12:19:47+01:00 March 28th, 2018|News|

Tax allowances. Use them or lose them.

By Rachel Efetha, Chartered Financial Planner based in Bedford. Having just had the Chinese New Year on Friday 16th February, we are looking ahead to the next New Year in our calendar, or rather, the end of the current year.  That year is the tax year, which runs from 6th April – 5th April each [...]

2018-02-21T15:50:12+01:00 February 19th, 2018|News|

Help to Buy. Could it help you get on the property ladder?

Recent figures released by the government show that over 300,000 home have been brought with the help of initiatives. This may have been with help through the equity loan scheme, shared ownership or the Help to Buy ISA. What is Help to Buy? The Help to Buy, equity loan scheme, allows buyers to borrow a [...]

2018-02-21T15:50:17+01:00 February 5th, 2018|News|

First-time home buyers. Don’t miss out on this give away.

Recent statistics from the HM Treasury reveal more than 62,000 property completions have been supported by the Help to Buy ISA scheme. The Help to Buy ISA was launched in December 2015 with initial only a few institutions supporting it. Now the number of banks, building societies and credit unions supporting this initiative is slowly [...]

2019-05-17T13:07:19+01:00 July 6th, 2017|News|

Pension Income. Some points to think about!

With life expectancy rising, planning for your retirement with pension savings has never been more important. Many people focus on what pension income they will need in retirement. Figures from the Office of National Statistics (ONS) forecasts that if you are presently under the age of 35 you stand a good chance of living to 100. [...]

2019-07-29T10:07:02+01:00 April 25th, 2017|News|

Lifetime Individual Savings Account (LISA) launched today.

The new Lifetime Individual Savings Account (LISA) is launched today, the 6th April 2017. This new ISA offers a bonus of 25% on savings for those who are under forty years old. The savings account can be used towards home purchase or retirement Here are the key facts about the Lifetime ISA The Lifetime ISA [...]

2018-02-21T15:51:39+01:00 April 6th, 2017|News|

What are the different types of ISA?

The best source of guidance on ISA (Individual Savings Accounts) is your Anstee & Co financial adviser. Their advice is independent and unbiased, but here are the key details. Different types if ISA There are currently five types of ISA: Cash ISAs can include savings in bank and building society accounts and some NS&I (National [...]

2018-02-21T15:51:42+01:00 March 20th, 2017|News|

ISA allowances and options to maximise them.

The best source of concise guidance on Individual Savings Accounts (ISA), is you Anstee & Co financial adviser, but here are the key areas for consideration: Use your full annual Individual Savings Account allowance if you can- you can’t carry it into the next tax year. Where possible, transfer existing investment's which are subject to tax on [...]

2018-02-21T15:51:45+01:00 March 6th, 2017|News|