Exam success for apprentice Megan Leach.

"Congratulations" to Megan Congratulations to Megan Leach, our Apprentice Mortgage and Protection Administrator for passing her exam. Megan successful completed, “Principles of Administration” (Exam 319) part of her NVQ Level 3 business administration qualification. Additionally, she is supported in her training by the Kettering Office of "Starting Off". The multiple choice exam covered the following [...]

2019-05-14T16:03:23+00:00 May 20th, 2019|News|

Now could be the best time to be a first-time buyer?

We could be entering a period of opportunity for first-time buyers. Market conditions could be perfect for people looking to buy their first home. Buyers are able to take advantage of cheap mortgage rates and the weakening housing market.  Additionally, as a first-time buyer, you can still make use of the government’s Help to Buy [...]

2019-05-16T09:02:38+00:00 May 16th, 2019|News|

NatWest Local Hero Mortgage Awards Night.

By Jane Lumley-Walker, Office Manager. As you may be aware Anstee & Co entered into the “NatWest Local Hero Mortgage Awards”. The awards are to recognise the charity and community work carried out by the companies that work with NatWest. We put forward details of the charity work we have done, fundraising for various charities [...]

2019-05-10T16:29:41+00:00 March 21st, 2019|Community, News|

Thinking about flying off to RIOs?

Could RIOs be a solution for borrowing into retirement? The number of mortgage companies offering “Retirement Interest Only mortgages” (RIOs) seems to be increasing month by month. Figures from the financial researchers “Moneyfacts” show that there were only five providers in July last year, but now we are up to thirty-eight. This trend is expected [...]

2019-02-27T12:22:40+00:00 March 18th, 2019|News|

Equity Release: Why you should upsize in retirement?

By John Cossons, Equity Release Adviser with Anstee & Co. This article is based on a recent equity release case that I completed. A 71-year-old client of mine had sold her property and was looking for a new house closer to her family. In an ideal world, she would have loved to buy a bungalow. [...]

2019-01-24T14:21:20+00:00 January 31st, 2019|News|

Overpaying your mortgage? Should you?

Recent figures from the consumer group "Which" show that nearly half (46%) of homeowners are overpaying their mortgage. The largest group overpaying being the under 25's. So should you be thinking about overpaying your mortgage? Why should you overpay your mortgage? Overpaying allows you to save on your interest payments. This saving can be substantial [...]

2019-01-21T11:44:10+00:00 January 21st, 2019|News|

Equity release. How could it work for you?

As a homeowner, you will be aware of the increasing value of your home. Like many other people, you may find that your property is now worth much more than the amount you originally paid. How can you release this equity? Equity release allows you to unlock money from your home. This could be in [...]

2019-01-23T15:54:06+00:00 December 13th, 2018|News|

How a Help to Buy ISA could help you buy your first home.

Recent government figures have shown that 147,000 first-time buyers have purchased their homes using a Help to Buy ISA. What is a Help to Buy ISA? A Help to Buy ISA is designed to help first-time buyers save up a deposit for their home. The government will add 25% to your savings. This is up [...]

2018-10-29T09:49:36+00:00 October 29th, 2018|News|

Remortgage before Brexit. Should you?

Nobody likes uncertainty, especial when it comes to your finances. Regardless of your thoughts on Brexit, it is difficult to predict what the financial future holds. We have seen the Bank of England base rate start to edge up with a hint that more is to come.  Great if you are a saver, but not so [...]

2018-10-16T16:28:41+00:00 October 22nd, 2018|News|

Recent retirement case study. Financial planning.

My colleagues are often asked, "…so what do you actually do as a financial planner”? Below is a recent retirement case study which I hope will demonstrate the work and value that an independent financial planner provides. Retirement case study. New clients contacted us regarding his pensions. They were very concerned about their interest-only mortgage, [...]

2018-11-20T09:57:54+00:00 September 17th, 2018|News|