Some of the key financial dates for the upcoming year. David Lane, the technical director at LGT Wealth Management, provided some key dates for the upcoming year that we feel might be useful. 2025 February Bank of England MPC meets to set interest rates. Currently at 4.75% and any decision will have a knock-on [...]
By Rachel Efetha, Chartered Financial Planner. For parents earning between £100,000 and £125,140, the financial impact of crossing key thresholds can be significant. Beyond the 60% effective tax rate caused by the gradual loss of the personal allowance, parents of young children may face additional challenges. The government’s expanded childcare schemes, set to take [...]
Welcome Nancy Adubea, who has joined the Head Office in Kettering as a case handler with the Mortgages and Protection team. Nancy moved from Ghana with her family as a young child. After leaving school, she completed an apprenticeship in Mortgage Administration, utilising her numeracy and organisational skills. Nancy has recently relocated to Northamptonshire [...]
By Harriet Poole, Office Administrator at Anstee & Co. At Anstee & Co we take security very seriously and because of this, we have decided after an initial trial to roll out a system that encrypts some of the emails that we send to you. This will not be for all emails but will be [...]
Passing on wealth between generations in a tax-efficient way is a key part of financial planning. In this article, we will look at how to gift money in a tax-efficient way, from passing on a pension to helping your children with a buy to let. Here are some areas to discuss with our financial planners. [...]
National Savings & Investments (NS&I), the Treasury-owned bank, has increased the rate of interest on more of its savings accounts as it attempts to keep up with rising interest rates. Its one-year guaranteed bonds, the only ones on sale to new customers, increased from 4 per cent to 5 per cent. The two and three-year [...]
By Rachel Efetha. Chartered Financial Planner. It’s not who, it’s what is LISA. It’s the Lifetime Individual Savings Account. These accounts are on offer for those aged between 18 -39 (but don’t stop reading if you’re over 39!). Providing the proceeds are used towards a deposit for a first time buyer, or towards retirement after [...]
Welcome to Harriet. Harriet Poole has joined Anstee & Co. from Southfield School, Kettering. Harriet is presently completing a Business Administration apprenticeship. Harriet's role as an Office Administrator will see her working closely with her new colleagues in the Financial Design team. Harriet Poole, Office Administrator with Anstee & Co. said- “I joined Anstee & [...]
By Rachel Efetha, Chartered Financial Planner. In his Autumn Statement, Jeremy Hunt announced massive cuts to Capital Gains Tax (CGT) allowances over the next two tax years. What is CGT? Capital gains taxes are due only after an investment is sold. Capital gains taxes apply only to “capital assets,” which include stocks, bonds, digital assets [...]
Welcome to Amelia Blake who joined the Kettering Head Office as an “Apprentice Office Administrator”. Amelia moved from Northampton to Kettering when she was 12 years old. She is joining us, after completing her studies at Christopher Hatton Academy in Wellingborough. Amelia will be completing an NVQ Level 3 in Office Administration with the additional [...]
