Getting the best mortgage deal is never easy. However, by following these steps, you can begin to get yourself mortgage ready. Before you apply for a mortgage, follow these top tips to give yourself the opportunity of getting the best mortgage deal for you. Remember, the lowest rate is not always the best overall [...]
By John Cossons, Mortgage and Protection Designer at Anstee & Co. As more people are working from home, and it is appearing likely that many will continue to do so, house prices are increasing and there is currently a lack of properties available for sale. So, more people are considering improving and extending their [...]
You must check and manage your credit score regularly. Why you might ask? Well, it can affect your ability to borrow money or access financial products such as mortgages, loans and credit cards. So, what is a credit score? It is financial information held about you on a credit report, also known as your [...]
Young people trying to get on the property ladder are relying more and more on the ‘bank of mum and dad’ to help with their mortgage deposit. We are told that one in three first-time buyers expects to ask their family to help with the purchase of their first property. Some parents are in the fortunate [...]
This is what you need to know about remortgaging and why you should review your mortgage regularly. When your existing fixed-rate or discount mortgage rate comes to an end you should review your options. This may be changing to a new deal with your existing lender or moving your existing mortgage to another lender to [...]
By Anna-Louise Dearden, Editor of Muddy Stilettos, Northamptonshire. Whether it's a short or long term financial goal, saving is often a key part, but do we need to think about our cash before Brexit? Yep, Brexit. Yawn. We're all tired of hearing of it but, with the "big day" looming, there are still some personal [...]
Mortgage adviser, Amanda Halleybone had a surprise delivery of a bouquet of flowers to her office. The flowers were from a client as a “Thank You” for all the work undertaken by Amanda in securing the best mortgage deal for them. Amanda is an independent adviser working out of the offices of Jackie Oliver and Company, [...]
It is now over 10 years since the Bank of England last raised interest rates. Could now be the best time to remortgage? With base rate at a historic low of 0.25%, some feel that the only way rate will go is up. Is it time to consider what a rate rise might mean for your [...]
