Chancellor Philip Hammond delivered his first Spring Statement on 13th March 2018. Below is a summary of the key points from his speech: Spring Statement 2018 Economy The UK economy has grown every year since 2010 and is now expected to grow at the faster rate of 1.5% this year, compared to the forecast of [...]
The government has recently announced changes to auto-enrolment pensions. These pensions are also referred to as workplace pensions. One of the key changes is the age at which people will be auto-enrolled into a workplace pension. Presently the joining age is 22 but the plan is that this will be lowered to 18. The proposal [...]
We are proud to have appeared in the New Model Adviser, Top 100, financial planning firms, 2017 listing. The award featured the following review about Anstee & Co: Energetic managing director Caroline Anstee has been in financial services for more than 40 years. Having started her own Kettering-based business only five years ago, she has [...]
People generally plan for the short term. We tend to concentrate on generating wealth and accumulating assets such as property or shares to protect our families. Both now and in retirement. However, what happens after we die? Arranging funeral expenses may be the only action we take. By doing this we are helping to build [...]
This, unfortunately is a question that our financial advisers we are being asked more and more by clients. So do you need a financial adviser? To start with all the assets of a divorcing couple will need to be valued. This is before any decisions can be taken as to how they should be shared. This [...]
Advances in medical science have seen life expectancy increase. Over two-thirds of the United Kingdom population, are now aged over fifty. That’s over 21 million people. Also for the first time in history, two-thirds of this number are aged over sixty. That’s fourteen million people. Half a million people are over ninety years old and [...]
Recent statistics from the HM Treasury reveal more than 62,000 property completions have been supported by the Help to Buy ISA scheme. The Help to Buy ISA was launched in December 2015 with initial only a few institutions supporting it. Now the number of banks, building societies and credit unions supporting this initiative is slowly [...]
The Government, back in 2015 applied changes to how we all could save for our retirement and the way in which we could receive the benefits. This legislation was generally referred to as Pension Freedoms. These changes did not apply to people who held their retirement benefits in a Defined Benefit (DB) arrangements. Defined Benefit [...]
No one likes to pay more tax than they should. Below are some of the key exemption to reduce your inheritance tax. So to kick off- Annual Exemption relating to inheritance tax. This allowance did not change at the budget and still stands at £3,000. This can be transferred each year without any tax consequences. If [...]
To thank the team for all their hard work leading up to the end of the tax year we arranged a treat. The staff were ask where they would like to go. After much deliberation the choice was Nando’s. With chants of “How hot will you go” the lunch proved a great success. Caroline Anstee, [...]
