Spring Statement 2018. Find out more about the key points.

Chancellor Philip Hammond delivered his first Spring Statement on 13th March 2018.  Below is a summary of the key points from his speech: Spring Statement 2018 Economy The UK economy has grown every year since 2010 and is now expected to grow at the faster rate of 1.5% this year, compared to the forecast of [...]

2018-04-03T11:59:06+00:00 April 3rd, 2018|News|

Pensions for young workers planned.

The government has recently announced changes to auto-enrolment pensions. These pensions are also referred to as workplace pensions. One of the key changes is the age at which people will be auto-enrolled into a workplace pension. Presently the joining age is 22 but the plan is that this will be lowered to 18. The proposal [...]

2018-02-21T15:50:20+00:00 January 22nd, 2018|News|

Should you transfer your final salary pension?

Recent figures show that nearly a quarter of a million people have moved their final-salary pension fund. The industry name for this type of fund is defined-benefits (DB). Many experts are warning that the trend is a time bomb because people risk poverty in later life. So far over £50 billion has been removed from financial [...]

2018-02-21T15:50:29+00:00 November 20th, 2017|News|

Retirement. Planning to call in the builders?

A recent survey undertaken by Saga Home Insurance found that many United Kingdom residents, that had recently retired, were planning major home improvements. It’s natural that you would want to make improvements now that you will be spending more time in your home during your retirement. How long are you planning to stay put in retirement? [...]

2018-02-21T15:50:31+00:00 November 9th, 2017|News|

Financial planning. How to pass on wealth in a prudent way?

With politicians trying to woo the young voters with sweeteners on tuition fees and a boost for Help to Buy. Parents can help now with sound financial planning. There are plenty of ways that parents can do more, from gifting money in a tax-efficient way, to passing on a pension or helping their children with [...]

2018-02-21T15:50:39+00:00 October 30th, 2017|News|

It’s official! We are a “Top 100” financial planning firm.

We are proud to have appeared in the New Model Adviser, Top 100, financial planning firms, 2017 listing. The award featured the following review about Anstee & Co: Energetic managing director Caroline Anstee has been in financial services for more than 40 years. Having started her own Kettering-based business only five years ago, she has [...]

2018-02-21T15:50:41+00:00 October 18th, 2017|News|

Self-employed? Ways for you to build your financial future.

There can be many benefits to being self-employed or running your own business. The flexible hours, being able to work from home. Holidays when and for how long you want them. Of course being your own boss also has its downside. It’s not just about making sure your business is profitable and being able pay [...]

2018-02-21T15:50:43+00:00 October 9th, 2017|News|

Buy-to-let mortgage clampdown is coming.

Landlords with a buy-to-let mortgage will be facing further new regulations being introduced on the 1st October 2017. These new rules have been introduced by The Bank of England. They apply to landlords who have a property portfolio of four or more properties. Every time such landlords refinance one property, or buy another, mortgage lenders will have [...]

2018-02-21T15:50:48+00:00 September 14th, 2017|News|

Retirement Mortgages. They could be coming soon.

The Financial Conduct Authority (FCA) who regulates the mortgage market in the United Kingdom have launched proposals to create a market for interest only mortgages for the retired. They have approached the mortgage industry to look at solutions for interest only mortgages that last until you die.   What are the FCA’s thoughts? Retirement interest [...]

2018-02-21T15:50:49+00:00 September 12th, 2017|News|