Housing wealth could be the key to comfortable retirement.

Couple planning their retirement People retiring over the last twenty years, have on average, seen enormous rises in the value of their homes. Figures show that house prices have risen in England by 42% in the last twelve years alone. These figures highlight that your home could be an obvious asset to tap [...]

2018-04-23T09:49:48+00:00 April 16th, 2018|News|

Equity Release. The top 3 questions that are asked.

By John Cossons, Equity Release Adviser. When I first talk to clients about equity release they generally have three main concerns. 1.I don’t want to lose ownership of my house. Taking out a Lifetime Mortgage does not affect the ownership of your home. The property remains yours and the mortgage, plus any accrued interest, only [...]

2018-04-17T10:48:34+00:00 April 12th, 2018|News|

Cash Flow Modelling. Planning for a secure financial future.

Planning for a secure financial future.  It’s very helpful to build a detailed plan to create a picture of your finances now and in the future. Cash Flow Modelling is a way to assist you in making informed decisions over the years to help achieve your long-term objective of a secure financial future. At Anstee [...]

2018-04-05T14:17:45+00:00 April 9th, 2018|News|

Volatility is Back. Investing in a volatile market

Investing in a volatile market Recently the markets have been more volatile and this often causes concern to investors who do not fully understand this complex subject. Volatility can be triggered by many events and is a normal part of investing and generally should not be feared.  However, market volatility is also a reminder that [...]

2018-04-04T15:18:28+00:00 April 5th, 2018|News|

Business owners expect to work well into retirement.

A recent survey conducted by Aldermore Bank showed that almost three-quarters of business owners expect to be working past the age of sixty-five. This, however, is not out of choice. Two-thirds said that they would have preferred to have been enjoying their retirement by then. They are looking to enjoy their life while they were [...]

2018-04-03T12:03:07+00:00 April 2nd, 2018|News|

Lifetime mortgage for the “silver separators”.

Divorce is an area where sound independent professional advice early on can make a real difference. For example, a split where one party gets the home and the other get the cash and investments may seem fair at first. However, the fall out may be that one party is tied to a property which may [...]

2018-02-21T15:50:11+00:00 February 26th, 2018|News|

Exam success for Sam Williams

Congratulations to Sam Williams on passing his exam. Sam took the Chartered Insurance Institute (CII), Investment Principle and Risk exam (RO2). The exam was taken at the Institutes, Nottingham test centre. Sam Williams said- "This was the hardest test I've taken so far. The questions were unlike any of the previous test papers  that I’ve [...]

2018-02-21T15:50:13+00:00 February 15th, 2018|News|

Credit score and how to improve yours.

It’s important that you check and manage your credit score regularly. Why, you might ask? Well, it can affect your ability to borrow money or access financial products such as mortgages, loans and credit cards. So what is a credit score? It is financial information held about you on a credit report, also known as [...]

2018-02-21T15:50:26+00:00 December 1st, 2017|News|

Equity release might solve your retirement plans?

Figures from the Equity Release Council show that homeowners took out £824 million of property wealth between July to September 2017. This is over a forty per cent increase from the same time last year. Equity release is also referred to as lifetime mortgages. There are now over 121 life time mortgages on the market [...]

2018-02-21T15:50:27+00:00 November 27th, 2017|News|

Should you transfer your final salary pension?

Recent figures show that nearly a quarter of a million people have moved their final-salary pension fund. The industry name for this type of fund is defined-benefits (DB). Many experts are warning that the trend is a time bomb because people risk poverty in later life. So far over £50 billion has been removed from financial [...]

2018-02-21T15:50:29+00:00 November 20th, 2017|News|