More financial pressure for the “Sandwich Generation”.

 So who are the “Sandwich Generation”? The "Sandwich Generation" are the group of people who are feeling the financial strain of supporting their children, grandchildren and ageing parents. With young adults struggling to achieve financial independence and a population that is living longer the burdens and responsibilities of the over 55s are increasing. Recent research [...]

2019-05-15T09:28:57+00:00 May 23rd, 2019|News|

Flexi-access drawdown. Is it right for your pension?

Until about ten years ago most people bought an annuity with their pension "pots" on retirement. Over the years buying an annuity this has fallen out of favour. This has been due in part to the fact that many felt it was unfair that you needed to lock in your future pension returns at some [...]

2018-08-20T10:42:20+00:00 September 10th, 2018|News|

Pensions – It’s never too late to save for your retirement.

By Rachel Efetha, Chartered Financial Planner. Whilst the 40 somethings parents and grandparents enjoyed a job for life and a pension from their employer based on the number of years service and their final salary, along with a state pension at 60 for women and 65 for men, most non public sector employees do not [...]

2018-07-06T11:12:52+00:00 July 23rd, 2018|News|

Questions to ask your parents.

One of the most difficult conversations you will have is what plans have your parents made for their financial future. It’s a balancing act between your parents feeling that they are not losing financial control and you being aware that they have some form of plan in place. All this while still respecting their boundaries. [...]

2018-06-26T19:30:41+00:00 July 9th, 2018|News|

Monika Trow joins the Kettering Office.

It is a warm welcome to Monika Trow who has joined the team at Anstee & Co. Monica will be based at our Kettering office as part of the Investment and Pension team. Her role as a paraplanner will see her write and research technical reports supporting our team of independent financial advisers (IFA). Monika [...]

2018-02-21T15:50:18+00:00 January 29th, 2018|News|

Long-Term Care funding dilemma needs financial planning.

Many care home chains are in trouble. The demand for places for Long-Term care is increasing due to us living longer. However, funding to cover the care home, which is mainly paid for by Local Authorities is under pressure. Many Local Authorities resources are limited. This is leading to them demanding places at below their cost [...]

2018-02-21T15:50:20+00:00 January 18th, 2018|News|

Pension regulation changes and how they affect you?

By Tracey Foster, Independent Financial Adviser. Following the launch of our Birmingham office in October 2017, we are looking forward to 2018 and are delighted to be part of the Colmore Business District. These are exciting times for us as a business and at a time in the financial services industry when sound advice has [...]

2018-02-21T15:50:21+00:00 January 15th, 2018|News|

The New State Pension. How much will you receive?

By Rachel Efetha, Chartered Financial Adviser. You’ll be able to claim the new State Pension if you’re a man born on or after 6 April 1951 or a woman born on or after 6 April 1953. If you were born earlier than that, you’ll get your pension under the old rules. To qualify, you need to [...]

2018-02-21T15:50:23+00:00 December 18th, 2017|News|

We have now opened a new office in Snow Hill, Birmingham.

New Birmingham Office opened. Our new office is located at 2, Snow Hill, Birmingham B4 6GA. The office is situated in the heart of the Birmingham’s business district and is part of the Colmore Business District. Tracey Foster, independent financial adviser (IFA), is heading up the team at this new office. She has work in [...]

2018-02-21T15:50:40+00:00 October 26th, 2017|News|

Pensions in divorce. What to do with your pension.

Surprisingly, divorce rates are falling. According to the Office of National Statistics (ONS), there were 101,055 divorces in the United Kingdom in 2015. This is a 9 per cent reduction from 2014. Getting divorced can have impact on your pension. The average age for getting divorced is increasing. For men the age is now over 45 [...]

2018-02-21T15:50:47+00:00 September 18th, 2017|News|