Coronavirus payment holiday on your mortgage.

By Darren Amos, Independent Financial Adviser Are you considering the coronavirus payment holiday on your mortgage? Remember that the interest will still be added to the mortgage, increasing the balance and that you will then be paying interest on the extra interest for the rest of the term of the mortgage. Most lenders have confirmed [...]

2020-03-26T14:47:19+00:00March 26th, 2020|News|

Buy your first home with help from LISA

A Lifetime Individual Savings Account, also known as a LISA, is a great way of boosting your savings for that all-important, first mortgage deposit. So, how does a LISA work and can I have one? How a LISA works First of all, as the name implies these are individual (sole) savings accounts. This means that [...]

2020-02-05T15:46:02+00:00February 17th, 2020|News|

How do I get a mortgage? We can help you.

We are often asked. “How do I get a mortgage”? First of all, we would recommend that you start thinking about your mortgage application at least six months before you apply. Here are some of the key steps to follow to ensure that you get the best mortgage for you. Step one Check your credit [...]

2020-01-29T09:48:57+00:00February 3rd, 2020|News|

Remortgage: Does it pay to switch deals?

How to save money by remortgaging. As a home buyer, you could easily cut your monthly mortgage cost by moving from a standard variable rate (SVR). The SVR is the rate your mortgage defaults to after the initial rate. This might have been a discounted rate or a short term fixed rate.  It can also [...]

2019-02-07T13:53:55+00:00February 7th, 2019|News|

Remortgage. Are you paying too much out of apathy?

The mortgage industry estimates that over two million of us are paying too much for our mortgage. Home buyers have not taken note of when there fixed or discounted rate deal has ended and have gone onto their mortgage lenders standard variable rate (SVR). The SVR is also known as the rollover or reversion rate. [...]

2018-08-03T17:06:33+01:00August 13th, 2018|News|