Congratulations, you have moved into your shiny new build home! Moving to a new house is often a stressful but an exciting time and moving into a new build is no exception. However, the real work of moving to a new house often comes in the days, weeks & months after moving in. New builds [...]
Getting the best mortgage deal is never easy. However, by following these steps, you can begin to get yourself mortgage ready. Before you apply for a mortgage, follow these top tips to give yourself the opportunity of getting the best mortgage deal for you. Remember, the lowest rate is not always the best overall [...]
We are often asked, “How do I get a mortgage”? First of all, we would recommend that you start thinking about your mortgage application at least six months before you apply. Here are some of the key steps to follow to ensure that you get the best mortgage for you. Step one Check your [...]
The mortgage industry estimates that over two million of us are paying too much for our mortgage. Homebuyers have not taken note of when their fixed or discounted rate deal has ended and have gone onto their mortgage lenders standard variable rate (SVR). With a remortgage, a homebuyer could save themselves a considerable about [...]
How to save money by remortgaging. As a home buyer, you could easily cut your monthly mortgage cost by moving from a standard variable rate (SVR). The SVR is the rate your mortgage defaults to after the initial rate. This might have been a discounted rate or a short term fixed rate. It can also [...]
By Darren Amos, Independent Financial Adviser Are you considering the coronavirus payment holiday on your mortgage? Remember that the interest will still be added to the mortgage, increasing the balance and that you will then be paying interest on the extra interest for the rest of the term of the mortgage. Most lenders have confirmed [...]
A Lifetime Individual Savings Account, also known as a LISA, is a great way of boosting your savings for that all-important, first mortgage deposit. So, how does a LISA work and can I have one? How a LISA works First of all, as the name implies these are individual (sole) savings accounts. This means that [...]
It can make sense to review your mortgage from time to time. The chances are that your circumstances will have changed from when you took out your mortgage. You may have had a pay rise; your house may have increased in value, or you may be looking to take paternity leave? Whatever the reason, it’s [...]
Mortgage prisoners are people paying the lenders standard variable rate (SVR) of around 5% and have been unable to move to a lower interest rate with their existing lender or move to a new bank or building society. What is changing for these mortgage prisoners? Fifty-nine of the top lender which covers over 90% of [...]
