It can make sense to review your mortgage from time to time. The chances are that your circumstances will have changed from when you took out your mortgage. You may have had a pay rise; your house may have increased in value, or you may be looking to take paternity leave? Whatever the reason, it’s a good idea to see if your mortgage meets your current requirements.
Why should you switch?
There are several great reasons to consider switching your mortgage lender. The chances are that the deal we will find you will be a better fit for your present circumstances.
Reasons for switching to a new lender-
- Getting a lower rate
- Reducing your monthly repayments
- Fixing your repayments to help you budget
- Amend the mortgage term to suit your needs
- Increase your borrowing to fund home improvements
- Getting a deal that’s more flexible
All without the need and cost of moving to a new house. No removal cost, no changing your utilities, just a little paperwork as we will do most of the work.
What about the cost of switching your mortgage?
Most mortgage lenders make it as cost effective as possible to move to them. We will look at the total cost of switching before we make our recommendation. Our mortgage advisers will look for deals that may include-
- Free property valuations
- No legal fees if you use the lender’s conveyers
- No admin fee for setting up your new mortgage
All this is managed by your mortgage adviser who is supported by our dedicated switch team of Tina Ellis and Megan Leach.
How Anstee & Co can help you switch your mortgage.
We are a firm of independent mortgage brokers. This means that we will look at all the mortgage options available to you from the “whole of market”.
You can see some of the top rates available on our website. These rates are updated daily. Remember that the lowest mortgage rate is not always the best overall deal for you.
- Kettering, Northamptonshire
- Stamford, Lincolnshire
- Towcester, Northamptonshire
- Birmingham, Snow Hill Queensway
- London, Pall Mall
Additionally, our mortgage advisers live and make use of meeting rooms in-
- Bedford, Bedfordshire
- Market Harborough, Leicestershire
- Northampton, Wellingborough and Brackley in Northamptonshire.
The initial fact-finding meeting is free and without obligation. So why not arrange a meeting today to see how we can help you?
For mortgages, we can be paid by commission, a fee or a combination of both. Our typical fee is £395. However, we will discuss your payment options with you and confirm the actual amount payable before we begin to provide our services.
AS A MORTGAGE IS SECURED AGAINST YOUR HOME, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.