Recent figures from data analyst Moneyfacts, show that equity release rates are falling. For the first time in more than a decade, equity release rates have dropped to an average below 5%. Most lenders now charge an interest rate of 4.99% for releasing funds from your home. This is down from 5.1% from just a [...]
It can make sense to review your mortgage from time to time. The chances are that your circumstances will have changed from when you took out your mortgage. You may have had a pay rise; your house may have increased in value, or you may be looking to take paternity leave? Whatever the reason, it’s [...]
Congratulations to Samantha. A massive, “Well Done”, to Paraplanner, Samantha Clarke for completing her Chartered Insurance Institute (CII), Level 6 qualification exam, in “Financial Planning Process”. This was the last in a series of exams which means that she has now earned the title of "APFS, Chartered Financial Planner ". Caroline Anstee, Managing Director of [...]
Congratulations to our Office Manager Jane Lumley-Walker. Last night Jane became Chairman of Wellingborough Tangent. The evening started with drinks in the grounds of Harrowden Hall, the home of Wellingborough Golf Club, followed by a formal dinner. Outgoing chairman Sarah Madge said a few words before passing over the chain office to Jane Jane Lumley [...]
Congratulations to Andie Derry, part of the client support team at our Kettering Office. Andie has passed unit 318, Principles of Business Communication. This unit counts towards the completion of a City and Guilds Level 3 Diploma for Business Administrator (3473) qualification. The qualifications aim is to develop Andie knowledge, understanding and skills across a [...]
Welcome to new team member Samantha Clarke who has joined the company as Senior Paraplanner. Samantha has been working in the financial services industry for a number of years and has joined us after recently relocating from Eastbourne. Her financial services career started when she was 16, working as a motor insurance clerk alongside her [...]
Monika with baby Liam. Paraplanner Monika Trow, who is presently on maternity leave, recently came into the Kettering Head Office to introduce baby Liam to the team. Liam came into the world on the morning of Monday 31st December 2018 weighing a healthy 8lb 6oz. This is Monika’s and her husband Adrian’s second and a [...]
Despite the popularity of equity release many people still feel that it is the option of last resort. Some will have look at equity release in the early days when the industry was not strictly regulated and policed. They may have looked at it when interest rates were at a very high level. Some feel [...]
As a homeowner, you will be aware of the increasing value of your home. Like many other people, you may find that your property is now worth much more than the amount you originally paid. How can you release this equity? Equity release allows you to unlock money from your home. This could be in [...]
Congratulation to Sam William who passed his final exam. Sam completed and passed the RO6 Financial Planning exam. The three-hour assessment involved answering in writing two practical case studies in exam conditions. The exam is set by the Chartered Insurance Institute (CII). It has been developed to help financial advisers develop and demonstrate their financial planning capabilities. [...]
