We help a local charity make a big splash!

Northamptonshire Telegraph Johnston Press Last year through our golf day we raised over a £1,000 for the charity Serve. Serve were looking to raise money for a new purpose-built bathroom for people who are elderly or have disabilities. Their hard work paid off recently with the opening of this new facility in Higham [...]

2018-05-03T16:55:11+00:00 May 3rd, 2018|News|

Volatility is Back. Investing in a volatile market

Investing in a volatile market Recently the markets have been more volatile and this often causes concern to investors who do not fully understand this complex subject. Volatility can be triggered by many events and is a normal part of investing and generally should not be feared.  However, market volatility is also a reminder that [...]

2018-04-04T15:18:28+00:00 April 5th, 2018|News|

Interest only mortgage. Is downsizing the only option?

The housing charity Shelter released a report that showed property prices had increased by more than 43 times what they were in 1971. They highlighted that this increase was far in excess of year on year inflation. After building up such a high level of equity in their property over the years, homeowners with a interest [...]

2018-02-21T15:50:11+00:00 February 22nd, 2018|News|

Credit score and how to improve yours.

It’s important that you check and manage your credit score regularly. Why, you might ask? Well, it can affect your ability to borrow money or access financial products such as mortgages, loans and credit cards. So what is a credit score? It is financial information held about you on a credit report, also known as [...]

2018-02-21T15:50:26+00:00 December 1st, 2017|News|

Equity release might solve your retirement plans?

Figures from the Equity Release Council show that homeowners took out £824 million of property wealth between July to September 2017. This is over a forty per cent increase from the same time last year. Equity release is also referred to as lifetime mortgages. There are now over 121 life time mortgages on the market [...]

2018-02-21T15:50:27+00:00 November 27th, 2017|News|

Should you transfer your final salary pension?

Recent figures show that nearly a quarter of a million people have moved their final-salary pension fund. The industry name for this type of fund is defined-benefits (DB). Many experts are warning that the trend is a time bomb because people risk poverty in later life. So far over £50 billion has been removed from financial [...]

2018-02-21T15:50:29+00:00 November 20th, 2017|News|

Retirement. Planning to call in the builders?

A recent survey undertaken by Saga Home Insurance found that many United Kingdom residents, that had recently retired, were planning major home improvements. It’s natural that you would want to make improvements now that you will be spending more time in your home during your retirement. How long are you planning to stay put in retirement? [...]

2018-02-21T15:50:31+00:00 November 9th, 2017|News|

Interest rate changes. How will this effect you?

With changes to the Bank of England base rate, these are the views from one market commentator on what might happen to interest rates. Following the Monetary Policy Committees (MPC’s) decision to raise interest rates yesterday the below comment is  from 7IM. Justin Urquhart Stewart, Co Founder and Head of Corporate Development, 7IM: “Today’s rate [...]

2018-02-21T15:50:32+00:00 November 3rd, 2017|Market, News|

Investing in Stocks and Shares? What to think about.

With savings rates at a historical low (although there is talk that they may rise slightly), you may be looking at different ways at protection your hard earned money. Investing is a more adventurous approach with you savings that might be the way forward? Purchasing stocks and shares is one way to do this. Stocks and share [...]

2018-02-21T15:50:38+00:00 November 2nd, 2017|News|

When there’s a will….there’s an executor.

Executors are feeling more confident in administrating a will themselves. Below are some of the key duties that you need to undertake if you decided that doing it yourself is for you. Your role as an executor of the will. Register the death. Register the death at a local register office. You'll need the lasted copy [...]

2018-02-21T15:50:42+00:00 October 16th, 2017|News|