Northamptonshire Telegraph Johnston Press Last year through our golf day we raised over a £1,000 for the charity Serve. SERVE the Northamptonshire based charity, were looking to raise money for a new purpose-built bathroom for people who are elderly or have disabilities. Their hard work paid off recently with the opening of this [...]
Investing in a volatile market Recently the markets have been more volatile and this often causes concern to investors who do not fully understand this complex subject. Volatility can be triggered by many events and is a normal part of investing and generally should not be feared. However, market volatility is also a reminder that [...]
Executors are feeling more confident in administrating a will themselves. Below are some of the key duties that you need to undertake if you decided that doing it yourself is for you. Your role as an executor of the will. Register the death. Register the death at a local register office. You'll need the lasted copy [...]
People generally plan for the short term. We tend to concentrate on generating wealth and accumulating assets such as property or shares to protect our families. Both now and in retirement. However, what happens after we die? Arranging funeral expenses may be the only action we take. By doing this we are helping to build [...]
This, unfortunately is a question that our financial advisers we are being asked more and more by clients. So do you need a financial adviser? To start with all the assets of a divorcing couple will need to be valued. This is before any decisions can be taken as to how they should be shared. This [...]
Advances in medical science have seen life expectancy increase. Over two-thirds of the United Kingdom population, are now aged over fifty. That’s over 21 million people. Also for the first time in history, two-thirds of this number are aged over sixty. That’s fourteen million people. Half a million people are over ninety years old and [...]
Recent figures show that forty two percent of marriages in England and Wales now end in divorce. One of the age groups where divorce rates are rising in the over sixties. This maybe due to more financial independence. This is according to the Office for National Statistics (ONS). So how can a financial adviser help? After [...]
Married couples and civil partners who no longer wish to live together but do not wish to terminate their marriage or civil partnership have the option of separating either informally or formally. This is also known as separation. What is an informal separation? An informal separation would require agreement on such issues as children, money, housing [...]
The Financial Conduct Authority (FCA) has highlighted that thousands are at risk of financial harm or unnecessary tax bills. They state that since the new pension reforms were introduce in 2015 many savers are not taking independent financial advice. Large number of savers are opting for income drawdown plans when cashing in their pension funds. [...]
Launched in 2013 the Help to Buy mortgage scheme was meant to “help anyone who works hard and aspires to own their own home has that opportunity” So said the then economic secretary to the Treasury, Stephen Barclay. How does Help to Buy work. With the Help to Buy equity loan the government will lend you up [...]
