By Rachel Efetha, Chartered Financial Planner. 🎵 To the tune of "Good King Wenceslas" 🎵 * Verse 1: Start investing wisely now, Build your wealth securely, Pensions, ISAs, stocks, and bonds, Plan your path maturely. Time and patience work their charm, Let compounding guide you, Growth will come with steady calm, Peace [...]
The idea that financial planning advice is only relevant for a few very wealthy people is a common misunderstanding. Working with an Independent Financial Adviser at key times of your life can have a beneficial impact on your financial wellbeing. That saying, "we don't plan to fail, but we fail to plan", has never been [...]
Thanks to the coronavirus (CORVID-19), we are all worried to some degree about our health as well as our wealth. We have seen fluctuations in stock markets around the world, which are now showing signs of recovery as we move into what is being called the "new normal". Without a doubt, we are all going [...]
So what is Inheritance Tax and how does this affect you? Inheritance tax is a tax on your assets that belong to you when you die. Each person can pass on up to £325,000 (£650,000 for a couple) without their heirs having to pay any inheritance tax (IHT). Above this amount, the estate is taxed at [...]
New Birmingham Office opened. Our new office is located at 2, Snow Hill, Birmingham B4 6GA. The office is situated in the heart of Birmingham’s business district and is part of the Colmore Business District. Tracey Foster, an independent financial adviser (IFA), is heading up the team at this new office. She has work in [...]
First of all, divorce rates are falling. According to the Office of National Statistics (ONS), there were 101,055 divorces in the United Kingdom in 2015. This is a 9 per cent reduction from 2014. Getting divorced can have an impact on your pension. The average age for getting divorced is increasing. Furthermore, for men, the [...]
Advances in medical science have seen life expectancy increase. Over two-thirds of the United Kingdom population, are now aged over fifty. That’s over 21 million people. Also for the first time in history, two-thirds of this number are aged over sixty. That’s fourteen million people. Half a million people are over ninety years old and [...]
