Our annual community golf day raised £1,148.50 for the East Northamptonshire based charity SERVE. Caroline Anstee, Managing Director of Anstee & Co., presented a cheque to Jessica Slater, General Manager at SERVE. Furthermore, the money is going towards a specialist disability bathroom in Higham Ferrers, Northamptonshire. The new bathroom will offer individuals living independently in [...]
Recent figures show that nearly a quarter of a million people have moved their final-salary pension fund. The industry name for this type of fund is defined-benefits (DB). Many experts are warning that the trend is a time bomb because people risk poverty in later life. So far over £50 billion has been removed from financial [...]
Executors are feeling more confident in administrating a will themselves. Below are some of the key duties that you need to undertake if you decided that doing it yourself is for you. Your role as an executor of the will. Register the death. Register the death at a local register office. You'll need the lasted copy [...]
Our third annual charity golf day was hosted by Wellingborough Golf Club. The event was again well supported and built on the success of the previous years. Although the course was undergoing some major bunker, the temporary greens added to this already challenging course. Despite the rain and high winds during the night the grounds staff worked [...]
First of all, divorce rates are falling. According to the Office of National Statistics (ONS), there were 101,055 divorces in the United Kingdom in 2015. This is a 9 per cent reduction from 2014. Getting divorced can have an impact on your pension. The average age for getting divorced is increasing. Furthermore, for men, the [...]
Landlords with a buy-to-let mortgage will be facing further new regulations being introduced on the 1st October 2017. These new rules have been introduced by The Bank of England. They apply to landlords who have a property portfolio of four or more properties. Every time such landlords refinance one property or buy another, mortgage lenders will have [...]
People generally plan for the short term. We tend to concentrate on generating wealth and accumulating assets such as property or shares to protect our families. Both now and in retirement. However, what happens after we die? Arranging funeral expenses may be the only action we take. By doing this we are helping to build [...]
This, unfortunately is a question that our financial advisers we are being asked more and more by clients. So do you need a financial adviser? To start with all the assets of a divorcing couple will need to be valued. This is before any decisions can be taken as to how they should be shared. This [...]
Advances in medical science have seen life expectancy increase. Over two-thirds of the United Kingdom population, are now aged over fifty. That’s over 21 million people. Also for the first time in history, two-thirds of this number are aged over sixty. That’s fourteen million people. Half a million people are over ninety years old and [...]
Married couples and civil partners who no longer wish to live together but do not wish to terminate their marriage or civil partnership have the option of separating either informally or formally. This is also known as separation. What is an informal separation? An informal separation would require agreement on such issues as children, money, housing [...]
