young couple with boxes in new build homeCongratulations, you have moved into your shiny new build home!

Moving to a new house is often a stressful but an exciting time and moving into a new build is no exception. However, the real work of moving to a new house often comes in the days, weeks & months after moving in. New builds offer a different set of challenges than older houses in the post-move stage, that a lot of new buyers often get stuck with.

So here are a few of the top things to do in the first year of new build living.

With snagging, check everything.

A key difference between old and new build houses is that with a new build, there is always a snagging process to go through post-move in. There will inevitably be some issues with your new house after you move in; it is common that something as intricate as a new house will never be perfect from the start.

Make sure you check absolutely everything in the house and look for any gaps around windows and tiling in the bathroom. Do not forget the loft too, where you should be able to see all of the insulation.

There are two ways in which you can approach snagging: –

  1. Start creating your list as soon as you arrive. If you have any major issues, then raise these straight away with your builder. Smaller, cosmetic issues should be compiled together on a list and presented to the right contact with your builder to fix.
  2. If you do not want to do the snagging yourself, you can get a professional snagging survey carried out at any time after you have moved. There are plenty of snagging inspectors out there so do your research and find one that has a good reputation. Your builder might have preferred snagging inspectors that they work with too.

You normally have 2 years in the warranty to present any snags you have to your builder so do this sooner rather than later and try to get them done while your builder is still on site. Also, try not to just present your snagging list to any builder with a hard hat on – find the correct contact first.

Let things settle in your new build home.

PFS logo Many new build buyers often worry that their house will fall apart or that things will break easily; after all, there are a lot of horror stories about new builds going wrong.

Most new build houses will not have any big issues.

However, be aware that because your house is brand new it will have to settle in first. So, try and hold off painting the walls and adding new decorations to the house for the first year. Heat also contributes to sinkage, so do not go blasting the heat too often in the first few months as this could lead to problems.

You may notice extra condensation appearing for the first few months. This is completely normal as the house will be drying. It is best practice to make sure you keep some windows, vents and doors open as often as you can.

Efflorescence can also appear on new build houses; this is a salty substance that appears on brickwork. Not to worry though, it is completely normal and can be brushed or wiped off the brickwork.

Let’s get landscaping that new build garden.

New build gardens are often a blank canvas where you will get a lawn and a patio.

In the first year, you will probably want to add your own stamp and personality into your garden.

Do make sure you add any issues with the garden to the snagging list before you start to customise it. One of the common issues can be sinkage which will need to be resolved as soon as possible. Lift any turf and check for soil rather than rubble and keep an eye out for any pooling water as this can be a sign of sinkage.

Furniture.

logo for mortgage deal for new build homesBuying a new build will often be the perfect opportunity to purchase new furniture and start to personalise your new home.

A top tip is to make sure you properly measure up before you move in, there is nothing worse than buying a new piece of furniture and then realising it does not fit in the house. When you first move in, make sure you turn any appliances on and check that they work correctly.

Some housebuilders will also offer incentives such as free carpets, curtains and appliances, so make sure you ask your builder about these before you move in.

Meet your new neighbours.

If there is one thing that is guaranteed, it’s that your new neighbours will be going through the same process as you.

Get to know your neighbours as, being in the same boat, they may be able to offer you advice and help when you need it. Remember if you encounter a problem it’s likely that one of your neighbours will have encountered the same problem and may know the answer.

Order your bins.

This is a common pitfall for a lot of new-build buyers – ordering your bins.

Unfortunately, the responsibility for this does not lie with your builder; it lies with you, the buyer. Contact your local council as soon as you can and arrange to have wheelie bins delivered to your new home. You may also want to ask about collection days too.

Utilities.

It is a pretty obvious one but so many new build buyers forget to check utilities when they move in.

First, check your meters are working and have the right serial numbers attributed to them. There are stories out there of people accidentally paying for their neighbours’ usage because they did not check the serial numbers properly.

Do not forget to also locate the water stopcock so you know where it is in case of emergencies.

Mail & postcodes.

It’s likely to be the last thing on your mind after you have moved in, but mail and postcodes are often a problem when you move into a new build, especially if you are one of the first buyers on a new site.

For one, your new address has only just been created and it is up to your builder to liaise with the council to get this sorted. The Royal Mail will then need to be informed of your new postcode for it to go live.

There are all sorts of problems that can arise from not having a live postcode, for example, trying to get insurance or getting things delivered.

For the first few weeks, you may have to be prepared to give out a nearby postcode and direct delivery drivers to your new house

How Anstee & Co can help you with buying a New Build home.

We are a firm of Independent Mortgage Brokers. This means that the mortgage advice we give is unbiased. We will look at all the options available to you from the “whole of market”. This is unlike some financial advisers who will recommend only their products or work from a restricted panel.

Why not contact us today. We would welcome the opportunity to have a coffee with you and discuss how we might be able to provide you with the advice and help you require. The initial meeting is at our cost and is without obligation.

Alternatively there is no need to visit an office as all work can be undertaken remotely. This may be by: –call back logo for help with new build house mortgages

  • Microsoft Teams
  • Facetime

We can even arrange a telephone conference call. The choice is yours. Whatever works best for you.

Our main office is located at: –

  • Kettering, Northamptonshire

Finally, if you have any thoughts or comments about this article, “Things to do in your “New Build” house in the first year.”, then we would love to hear from you.

Financial Conduct Authority regulates new build house mortgagesThe information contained in this article is for information purposes only and does not constitute advice. No action should be taken based on this information alone. Anstee & Co. is authorised and regulated by the Financial Conduct Authority (FCA).

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.