By Rachel Efetha, Chartered Financial Planning with Anstee & Co.
Happy New Year! Not so happy for some… January is traditionally the month I write about divorce, given that Google is reporting a 230% increase on last month on ‘ how do I get a divorce ’. Obviously, it’s important for divorcing couples to get a good family lawyer in place, but also important is to take independent financial advice.
So, what are the key areas to consider?
Pensions are often the biggest marital asset outside the home, in some cases bigger than the home! There are very complex rules surrounding pensions which need to be looked at carefully by an expert.
We can help with your existing mortgage. A mortgage capacity report is a detailed investigation into the level of mortgage you are likely to obtain. It will advise on the amount of mortgage you can afford to maintain after your proposed settlement. It is produced for the Court to help the Judge decide on finances. Each mortgage capacity assessment is different to reflect your circumstances. It will also help you make accurate financial plans.
We can help with financial planning advice regarding budgeting and protecting maintenance payments, which is essential.
How Anstee & Co can help you with your divorce.
Going through a divorce is never easy. So, if you know anyone who is going through one then we can help.
We are a firm of Independent Financial Advisers (IFA’s). This means that the advice we provided is unbiased. Some financial advice firms will recommend only their own products or work from a restricted panel. As Independent Financial Advisers we look at all the solutions from the “whole of market”. Furthermore, we are members of SIFA which is endorsed by the Law Society.
The initial “getting to know you” meeting is at our cost and without obligation. Why not take the first steps by arranging a meeting today? Meetings can be arranged at home or at one of our offices located at-
- Kettering, Northamptonshire
- Stamford, Lincolnshire
- Towcester, Northamptonshire
- London, Pall Mall, Greater London
Additionally, our financial planners live and make use of meeting rooms in-
- Bedford, Bedfordshire
- Market Harborough, Leicestershire
- Northampton, Wellingborough and Thrapston all in Northamptonshire
Finally, the information contained in this article is for information purposes only and does not constitute advice. No action should be taken based on this information alone.