Categories: News

Retirement. Are you ready for it? We can help.

First of all, putting a retirement plan in place is key. The saying, “We don’t plan to fail, but we fail to plan”, has never been truer. If you are in your late fifties/early sixties and starting to think about retirement, there is certainly a lot to think about! So where do you start?

Let us plan.

To start with you need to get an idea of what level of income you will need in retirement so that you can comfortably enjoy your well-deserved leisure time.

It is a good idea to take time to detail what you spend now and the same for when you’re retired. So, it is often surprising how many costs you will no longer incur, for example, to name but a couple, commuting expenses and work clothes. Conversely, with more free time, you may spend more on leisure pursuits and travel.

So, what might your sources of income be in retirement? They could include: –

  • The State Pension
  • A Workplace Pension
  • Personal Pension
  • Property rental income
  • ISAs
  • Stocks & Shares
  • Equity Release
  • Premium Savings Bonds
  • Savings you may have accumulated

Of course, these are only some of the options that might be available to you and it is important to assess the ways to utilise your income to your best advantage.

Our team of highly qualified independent financial planners have the experience and planning tools to help you to draw up a detailed retirement plan. Our planning tools can build in the cost of inflation to ensure that you will not run out of money. We can also show you the best time to pass on any wealth to your children and grandchildren in the most tax-efficient way. All steps to help you to secure your financial future

This link will take you to our short video to show you how it works.

How Anstee & Co can help you with your retirement plan.

We are independent financial advisers. This means that we offer unbiased financial planning advice. We look at all the options available to you from the whole of the market. This is unlike some financial advisers who work from a limited panel or recommend only their products. This initial, “getting to know you” meeting is at our expense and is without obligation. So, our experience covers all aspects of personal financial planning, including pensions, estate planning, savings and investments and personal protection insurance.

We would welcome the opportunity to have a coffee with you and discuss how we may be able to provide you with the advice you require. Why not contact us today?

Our head offices is located at Kettering, Northamptonshire.

Additionally, our financial planners live and make use of meeting rooms in –

  • Bedford, Bedfordshire
  • Market Harborough, Leicestershire
  • Northampton, Thrapston and Wellingborough in Northamptonshire.

So, why not take the first step in securing your financial future today?

Finally, if you have any thoughts or comments about this article, “Retirement. Are you ready for it? we can help”, then we would love to hear from you.

The information contained in this article is for information purposes only and does not constitute advice. No action should be taken based on this information alone. Anstee & Co. is authorised and regulated by the Financial Conduct Authority (FCA).

Peter Anstee