By Rachel Efetha, Chartered Financial Planner. B is obviously for, yawn, Brexit. My clients are asking me more and more if they should cash in their investments before Brexit and my answer to them is another question ‘what is the purpose of your investments?’. Investment case study. Client “A”. Client A has a modest portfolio [...]
By Rachel Efetha, Chartered Financial Planner. At University, the first thing I was told in my first lecture was that on day one of employment, I should start paying into a pension. However, I was studying BA (Hons) Financial Services and learning about pensions was part of the syllabus. I wonder how many engineering students [...]
Northamptonshire Telegraph Johnston Press Last year through our golf day we raised over a £1,000 for the charity Serve. SERVE the Northamptonshire based charity, were looking to raise money for a new purpose-built bathroom for people who are elderly or have disabilities. Their hard work paid off recently with the opening of this [...]
Training for you and your staff. A Dementia Friend is someone who learns a little about what it is like to live with dementia and then turns that understanding into action, for instance, signing up to the Alzheimer’s Society’s campaigns to improve the lives of people with dementia or being more patient when out in [...]
Investing in a volatile market Recently the markets have been more volatile and this often causes concern to investors who do not fully understand this complex subject. Volatility can be triggered by many events and is a normal part of investing and generally should not be feared. However, market volatility is also a reminder that [...]
Figures from the Equity Release Council show that homeowners took out £824 million of property wealth between July to September 2017. This is over a forty per cent increase from the same time last year. Equity release is also referred to as lifetime mortgages. There are now over 121-lifetime mortgages on the market offering more [...]
Recent figures show that nearly a quarter of a million people have moved their final-salary pension fund. The industry name for this type of fund is defined-benefits (DB). Many experts are warning that the trend is a time bomb because people risk poverty in later life. So far over £50 billion has been removed from financial [...]
We are proud to have appeared in the New Model Adviser, Top 100, financial planning firms, 2017 listing. The award featured the following review about Anstee & Co: Energetic managing director Caroline Anstee has been in financial services for more than 40 years. Having started her own Kettering-based business only five years ago, she has [...]
Executors are feeling more confident in administrating a will themselves. Below are some of the key duties that you need to undertake if you decided that doing it yourself is for you. Your role as an executor of the will. Register the death. Register the death at a local register office. You'll need the lasted copy [...]
Figures from the Equity Release Council (ERC) show the total value of equity release lending continues to grow. From 2015 to 2016 there has been a 77% rise in the amount borrowed. The most recent figures show that the average amount borrowed has now increased to £70,000. Although equity release can be right for some, [...]
