"Congratulations" to Megan Congratulations to Megan Leach, our Apprentice Mortgage and Protection Administrator for passing her exam. Megan successful completed, “Principles of Administration” (Exam 319) part of her NVQ Level 3 business administration qualification. Additionally, she is supported in her training by the Kettering Office of "Starting Off". The multiple choice exam covered the following [...]
Could RIOs be a solution for borrowing into retirement? The number of mortgage companies offering “Retirement Interest Only mortgages” (RIOs) seems to be increasing month by month. Figures from the financial researchers “Moneyfacts” show that there were only five providers in July last year, but now we are up to thirty-eight. This trend is expected [...]
Welcome to your new Stamford Office Due to the ongoing success of the Stamford Office, we are moving to new premises within the town. We are have outgrown The Grey House Office on Broad Street and will now be operating from Orion House, Barn Hill still in the town centre. The office phone number remains unchanged. [...]
As a company, we are now getting more enquires than ever about lifetime mortgages. A lifetime mortgage allows you to release a tax-free sum from the equity locked in your home, without having to move. You can spend the money on whatever you like. A lifetime mortgage is a form of equity release. The Equity [...]
By Darren Amos, Independent Financial Adviser. On the 9th of July (which just happened to be my birthday) I jumped on a train south to London. On arrival, I headed straight to the Houses of Parliament in Westminster to attend a committee meeting arranged by the Equity Release Council. The meeting took place in Portcullis [...]
Congratulations to John “Bob” Cossons on receiving top marks from a national publication on the mortgage advice he gave. Each week a mystery shopper from the FT Adviser seeks advice from independent advisers in the UK. The FT Adviser is part of the well-respected Financial Times Group of publications. The aim is to find out [...]
Over the last few years, mortgage lenders have become more amenable to older borrows who are moving into retirement. We have seen mortgage rates improve and there's now greater flexibility in the products available. Traditional mortgage lenders are now will to extend the borrowing term of the mortgage beyond state pension age. The requirement that [...]
If you are approaching retirement and are worried about how you will coupe to maintain your lifestyle then we may be able to help. It may be that you wish to make improvements to your home or wish to see more of the world now that you have more time in retirement. It might be [...]
Mortgage adviser, Amanda Halleybone had a surprise delivery of a bouquet of flowers to her office. The flowers were from a client as a “Thank You” for all the work undertaken by Amanda in securing the best mortgage deal for them. Amanda is an independent adviser working out of the offices of Jackie Oliver and Company, [...]
Figures from the Equity Release Council (ERC) show the total value of equity release lending continues to grow. From 2015 to 2016 there has been a 77% rise in the amount borrowed. The most recent figures show that the average amount borrowed has now increased to £70,000. Although equity release can be right for some, [...]
